| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $52K | $2K | $53K | 3.49% |
| BENEFITMALL3 Filed as: MATHER & STROHL DBA BENEFITMALL | 501 FAIRMOUNT AVENUE SUITE 400 TOWSON, MD 21286 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $29K | — | $29K | 1.91% |
| MATHER & STROHL ADMIN SVCS INC3 Filed as: MATHER & STROHL ADMINISTRATIVE SER | 501 FAIRMOUNT AVENUE SUITE 400 TOWSON, MD 21286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $4K | $13K | 9.48% |
| MATHER BENEFIT ADMINISTRATORS, LLC3 Filed as: MATHER BENEFIT ADMINISTRATORS LLC | 10540 YORK ROD COCKEYSVILLE, MD 210302300 | METROPOLITAN LIFE INSURANCE COMPANY | — | $8K | $8K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | — | $981 | $981 | 1.28% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 15800 CRABBS BRANCH WAY SUITE 350 ROCKVILLE, MD 208552697 | METROPOLITAN LIFE INSURANCE COMPANY | — | $75 | $75 | 0.10% |
| THOMAS ASSOCIATES LLC3 | 2801 SCENIC MEADOW STREET WALDORF, MD 20603 | AFLAC | $4K | $107 | $4K | 5.85% |
| SCOTT M GOLDEN3 | 8709 BURDETTE ROAD BETHESDA, MD 20817 | AFLAC | $3K | — | $3K | 3.63% |
| MICHAEL C WALKER3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $1K | $21 | $1K | 1.48% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $910 | — | $910 | 1.26% |
| REGINALD D. BOONE3 Filed as: REGINALD D BOONE | 3822 PARK LAKE DRIVE ROCKVILLE, MD 20853 | AFLAC | $735 | — | $735 | 1.01% |
| KEVIN V THOMAS3 | 2801 SCENIC MEADOW STREET WALDORF, MD 20603 | AFLAC | $582 | — | $582 | 0.80% |
| JASON D ELLIS3 Filed as: JASON ALLEN BARE | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $461 | $21 | $482 | 0.67% |
| JASON D ELLIS3 | 203 MARKET STREET SUITE 210 HAVRE DEGRACE, MD 21078 | AFLAC | $349 | $29 | $378 | 0.52% |
| JASON ALLAN BARE3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $368 | — | $368 | 0.51% |
| AUTUMN STROHMAIER3 | 16 COLORA SCHOOL ROAD COLORA, MD 21917 | AFLAC | $229 | — | $229 | 0.32% |
| AUTUMN STROHMAIER3 | 176 S SHORE ROAD ELKTON, MD 21921 | AFLAC | $124 | — | $124 | 0.17% |
| MICHAEL EDWARD RISKA3 | 203 MARKET STREET SUITE 201 HARVE DE GRACE, MD 21078 | AFLAC | $111 | — | $111 | 0.15% |
| CHRISTINE JONES3 | 4335 ALTA DRIVE APT 3116 SUWANEE, GA 30024 | AFLAC | $108 | — | $108 | 0.15% |
| AUTUM STROHMAIER3 | 573 BELLEVUE ROAD SUITE B NEWARK, DE 19713 | AFLAC | $97 | — | $97 | 0.13% |
| JUAQUIN E DUFF3 | 9410 STREAM VALLEY LANE CLINTON, MD 20735 | AFLAC | $95 | — | $95 | 0.13% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $63 | — | $63 | 0.09% |
| JASON ALLAN BARE3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21917 | AFLAC | $60 | — | $60 | 0.08% |
| JASON D ELLIS3 Filed as: JASON ELLIS | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $30 | — | $30 | 0.04% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVENUE APT 713 BETHESDA, MD 20814 | AFLAC | $16 | — | $16 | 0.02% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY STREET WOODBINE, MD 20814 | AFLAC | $14 | — | $14 | 0.02% |
| DALE SHADDOCK3 | 8927 MAYFLOWER ROAD ROSEDALE, MD 21237 | AFLAC | $10 | — | $10 | 0.01% |
| ERIKA IRENE ROBINSON3 | 2245 STREAM VISTA PLACE APT 201 WALDORF, MD 20601 | AFLAC | $6 | — | $6 | 0.01% |
| ALMARIE RUSH3 | 15301 PINE TREE WAY BOWIE, MD 20721 | AFLAC | $5 | — | $5 | 0.01% |
| CATHERINE A WHEATLEY3 Filed as: CATHERINE A WHEATLY | 21393 HAWKBIT LEXINGTON PARK, MD 20653 | AFLAC | $3 | — | $3 | 0.00% |
| ANGELE P RYAN3 | 852 SAINT EDMONDS PLACE ANNAPOLIS, MD 21401 | AFLAC | $1 | — | $1 | 0.00% |
| EDWIN VEGA3 | 134 PINECOVE AVENUE ODENTON, MD 21113 | AFLAC | $1 | — | $1 | 0.00% |
| DANIEL J LONG3 | 6100 CHEVY CHASE DRIVE SUITE 102 LAUREL, MD 20707 | AFLAC | $1 | — | $1 | 0.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD SUITE 1000 ROLLING MEADOWS, IL 60008 | VISION SERVICE PLAN | $783 | — | $783 | 8.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL | 12404 PARK CENTRAL DRIVE SUITE 400 DALLAS, TX 75251 | VISION SERVICE PLAN | $196 | — | $196 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 194 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 194 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 207 | $1.6M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 257 | $77K |
| Vision | VISION SERVICE PLAN | 93 | $10K |
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 236 | $205K |
| Short-term disability | AFLAC | 130 | $72K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 236 | $132K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 207 | $1.5M |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 236 | $205K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 257 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.