| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2 PIERCE PLACE 14TH FLOOR ITASCA, IL 60143 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $50K | — | $50K | 4.69% |
| MATHER & STROHL ADMIN SVC INC3 Filed as: MATHER & STROHL DBA BENEFIT MALL | 501 FAIRMOUNT AVENUE SUITE 400 TOWSON, MD 21286 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | $36K | — | $36K | 3.39% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ M.T. DONAHOLE & ASSOCIATES LLC | 9755 PATUXENT WOODS DRIVE SUITE 250 COLUMBIA, MD 21046 | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | -$6K | — | -$6K | -0.52% |
| BENEFITMALL3 | 501 FAIRMOUNT AVENUE SUITE 400 TOWSON, MD 21286 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $9K | $4K | $13K | 9.65% |
| PROSENTIAL BENEFITS LLC3 | 40 TIOGA WAY SUITE 30A MARBLHEAD, MA 208552697 | RELIANCE STANDARD LIFE INSURANCE COMPANY | — | $268 | $268 | 0.19% |
| THOMAS ASSOCIATES LLC3 | 2801 SCENIC MEADOW STREET WALDORF, MD 20603 | AFLAC | $7K | — | $7K | 6.06% |
| SCOTT M GOLDEN3 | 8709 BURDETTE ROAD BETHESDA, MD 20817 | AFLAC | $6K | — | $6K | 4.76% |
| MICHAEL C WALKER3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $2K | — | $2K | 1.66% |
| SCOTT M GOLDEN3 | 8709 BURDETTE ROAD BETHESDA, MD 20817 | AFLAC | $2K | — | $2K | 1.56% |
| MID ATLANTIC BENEFITS GROUP LLC3 | 203 MARKET STREET SUITE 201 HAVRE DE GRACE, MD 21078 | AFLAC | $2K | — | $2K | 1.34% |
| JASON ALLAN BARE3 | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $1K | — | $1K | 1.00% |
| KEVIN V THOMAS3 | 2801 SCENIC MEADOW STREET WALDORF, MD 20603 | AFLAC | $1K | — | $1K | 0.89% |
| JASON D ELLIS3 Filed as: JASON ALLEN BARE | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $1K | — | $1K | 0.83% |
| AUTUMN STROHMAIER3 | 176 S SHORE ROAD ELKTON, MD 21921 | AFLAC | $610 | — | $610 | 0.50% |
| CHRISTINE JONES3 | 4335 ALTA DRIVE APT 3116 SUWANEE, GA 30024 | AFLAC | $203 | — | $203 | 0.17% |
| MICHAEL EDWARD RISKA3 | 203 MARKET STREET SUITE 201 HARVE DE GRACE, MD 21078 | AFLAC | $201 | — | $201 | 0.17% |
| AUTUM STROHMAIER3 | 254 CHAPMAN ROAD SUITE 203 NEWARK, DE 19702 | AFLAC | $192 | — | $192 | 0.16% |
| JUAQUIN E DUFF3 | 9410 STREAM VALLEY LANE CLINTON, MD 20735 | AFLAC | $152 | — | $152 | 0.13% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $104 | — | $104 | 0.09% |
| JASON D ELLIS3 Filed as: JASON ELLIS | 203 MARKET STREET SUITE 210 HAVRE DE GRACE, MD 21078 | AFLAC | $53 | — | $53 | 0.04% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVENUE APT 713 BETHESDA, MD 20814 | AFLAC | $29 | — | $29 | 0.02% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY STREET WOODBINE, MD 20814 | AFLAC | $24 | — | $24 | 0.02% |
| DALE SHADDOCK3 | 19 CEDARVALE COURT COCKEYSVILLE, MD 21030 | AFLAC | $17 | — | $17 | 0.01% |
| JASON D ELLIS3 | 203 MARKET STREET SUITE 210 COCKEYSVILLE, MD 21030 | AFLAC | $14 | — | $14 | 0.01% |
| CATHERINE A WHEATLEY3 Filed as: CATHERINE A WHEATLY | 21393 HAWKBIT LEXINGTON PARK, MD 20653 | AFLAC | $6 | — | $6 | 0.00% |
| ANGELE P RYAN3 | 852 SAINT EDMONDS PLACE ANNAPOLIS, MD 21401 | AFLAC | $1 | — | $1 | 0.00% |
| MATHER BENEFIT ADMINISTRATORS, LLC3 Filed as: MATHER BENEFIT ADMINISTRATORS LLC | 10540 YORK ROD COCKEYSVILLE, MD 210302300 | METROPOLITAN LIFE INSURANCE COMPANY | — | $7K | $7K | 10.00% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | METROPOLITAN LIFE INSURANCE COMPANY | — | $1K | $1K | 1.46% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 15800 CRABBS BRANCH WAY SUITE 350 ROCKVILLE, MD 208552697 | METROPOLITAN LIFE INSURANCE COMPANY | — | $64 | $64 | 0.09% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 2850 GOLF ROAD SUITE 1000 ROLLING MEADOWS, IL 60008 | VISION SERVICE PLAN | $787 | — | $787 | 8.00% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE & FINANCIAL | 12404 PARK CENTRAL DRIVE SUITE 400 DALLAS, TX 75251 | VISION SERVICE PLAN | $197 | — | $197 | 2.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 265 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 265 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 195 | $1.2M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 151 | $74K |
| Vision | VISION SERVICE PLAN | 86 | $10K |
| Life insurance(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 257 | $261K |
| Short-term disability | AFLAC | 125 | $121K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 257 | $139K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. | 195 | $1.1M |
| Other(2 contracts, 2 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 257 | $261K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 257 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.