| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| STRICKLER AGENCY, INC3 Filed as: STRICKLER AGENCY, INC. | 1200 E. MCKINLEY STREET CHAMBERSBURG, PA 17202 | CIGNA HEALTH AND LIFE INSURANCE COMPANY | $7K | $47K | $54K | 3.77% |
| GBL & ASSOCIATES, INC.3 | 6907 CHURCHILL CT. DOWNERS GROVE, IL 605163657 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.88% |
| HH BUSINESS ADVISORS, LLC3 | 8278 S. SAINT TROPEZ CV COTTONWOOD HEIGHTS, UT 840936511 | PRINCIPAL LIFE INSURANCE COMPANY | $2K | — | $2K | 2.88% |
| VINCENT GLENN BICICCHI3 | 6907 CHURCHILL CT. DOWNERS GROVE, IL 605163657 | PRINCIPAL LIFE INSURANCE COMPANY | $959 | — | $959 | 1.36% |
| CLINTON E. HALL3 | 59 COACHLAMP LANE DARIEN, CT 068205220 | PRINCIPAL LIFE INSURANCE COMPANY | $959 | — | $959 | 1.36% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 180 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 180 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 135 | $1.4M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 135 | $1.4M |
| Vision | CIGNA HEALTH AND LIFE INSURANCE COMPANY | 135 | $1.4M |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 180 | $71K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 180 | $71K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.