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Sponsor portfolioWelfare / HealthEIN 52-0783935

SMITH ELLIOTT KEARNS & COMPANY, LLC

19405 EMERALD SQUARE, SUITE 2300 · HAGERSTOWN, MD 21742
3017335020
Plans filed
2
Years active
2016–2025
Industry
NAICS 54
Latest filing
2025
Total premiums (latest)
$1.4M
No prior year
Persons covered
182
No prior year
Total participants
182
No prior year
Plans filed
2
No prior year

Plans under this sponsor

2 plans
Plan #502$1.4M
SMITH ELLIOTT KEARNS & COMPANY, LLC WELFARE BENEFIT PLAN
Fully insured182 covered·2 carriers
Primary: CAREFIRST OF MARYLAND, INC.
Plan #503$592K
SMITH ELLIOTT KEARNS & COMPANY LLC MEDICAL INSURANCE PLAN
Fully insured120 covered·1 carrier
Primary: CAREFIRST BLUECHOICE

Coverage overview

Aggregate, latest year
Benefit typePremiumShareDistribution
Health$1.3M24.2%
Dental$1.3M24.2%
Vision$1.3M24.2%
Prescription drug$1.3M24.2%
Life$80K1.5%
Long-term disability$80K1.5%

Carrier overview

2 carriers · all plans
CarrierCoverageTotal premiumSharePlansContractsCovered
BLUE CROSS OF CALIFORNIA
EIN 521385894
HRxDV
$1.3M94.1%11146
PRINCIPAL LIFE INSURANCE COMPANY
EIN 420127290
LLTD
$80K5.9%11182

Broker overview

7 brokers · all plans
BrokerLocCarriersCommissionsFeesTotal compSharePlans
STRICKLER AGENCY, INCCHAMBERSBURG, PACAREFIRST OF MARYLAND, INC.$4K$56K$60K54.8%1
USI INSURANCE SERVICES LLCBALTIMORE, MDCAREFIRST OF MARYLAND, INC.$3K$27K$30K26.9%1
KELLY & ASSOCIATES INSURANCE GROUPSPARKS, MDCAREFIRST OF MARYLAND, INC.$0$14K$14K12.7%1
GBL & ASSOCIATES, INC.DOWNERS GROVE, ILPRINCIPAL LIFE INSURANCE COMPANY$2K$0$2K1.9%1
HH BUSINESS ADVISORS, LLCCOTTONWOOD HEIGHTS, UTPRINCIPAL LIFE INSURANCE COMPANY$2K$0$2K1.9%1
VINCENT GLENN BICICCHIDOWNERS GROVE, ILPRINCIPAL LIFE INSURANCE COMPANY$978$0$9780.9%1
CLINTON E. HALLDARIEN, CTPRINCIPAL LIFE INSURANCE COMPANY$978$0$9780.9%1

History & trajectory

10 years · all plans
Total premiums
Summed across all plans for this sponsor.
Persons covered
EOY headcount summed across all plans.
Carrier mix
Premium by top carriers, summed across plans.
Broker compensation
Comp by top brokers, summed across plans.

Policy details

Latest year, by plan
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