| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHOENFELD INSURANCE ASSOCIATES INC3 | 6225 SMITH AVENUE SUITEB200 BALTIMORE, MD 21209 | METROPOLITAN LIFE INSURANCE COMPANY | $20K | — | $20K | 10.64% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $5K | $393 | $5K | 8.54% |
| DREW SKIBITSKY3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $1K | $91 | $2K | 2.73% |
| MATTHEW W EVANS3 Filed as: MATTHEW EVANS | 8370 VETERANS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $995 | $27 | $1K | 1.77% |
| MATTHEW W EVANS3 | 1344 ASHTON RD SUITE 200 HANOVER, MD 21076 | AFLAC | $375 | $63 | $438 | 0.76% |
| CAROLINE D MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $305 | — | $305 | 0.53% |
| DREW SKIBITSKY3 | 8370 VETERNS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $104 | — | $104 | 0.18% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $84 | — | $84 | 0.15% |
| CONSTANTINE HADJIS3 | 1311 MOONSHADOW RD BEL AIR, MD 21015 | AFLAC | $82 | — | $82 | 0.14% |
| SHANNON PITTS3 | 4115 COLUMBIA RD STE 5PMB198 MARTINEZ, GA 30907 | AFLAC | $78 | — | $78 | 0.14% |
| CHRIS C COMPTON JR3 | 5208 CASTLESTONE DR BALTIMORE, MD 21237 | AFLAC | $33 | — | $33 | 0.06% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 12391 HIDDEN BAY DR BERLIN, MD 21811 | AFLAC | $23 | — | $23 | 0.04% |
| JOHN A LECKLITER3 | 2454 BARONSMEDE CT WINTER GARDEN, FL 34787 | AFLAC | $17 | — | $17 | 0.03% |
| MELISSA S LYNCH3 | 507 AUGUSTA DR ARNOLD, MD 21012 | AFLAC | $14 | — | $14 | 0.02% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD STE 214 COLUMBIA, MD 21044 | AFLAC | $9 | — | $9 | 0.02% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 12391 HIDDEN BAY DR BERLIN, MD 21811 | AFLAC | $8 | — | $8 | 0.01% |
| HILARY RADOLEC3 | 165 CROSSBOW LN GAITHERSBURG, MD 20878 | AFLAC | $8 | — | $8 | 0.01% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $5 | — | $5 | 0.01% |
| VICTOR EGONU3 | 8839 KELSO DR ESSEX, MD 21221 | AFLAC | $4 | — | $4 | 0.01% |
| EDWIN VEGA3 | 8214 LEE AVE SEVERN, MD 21144 | AFLAC | $3 | — | $3 | 0.01% |
| JOHN A LECKLITER3 | 10 LINDA LN SEVERNA PARK, MD 21146 | AFLAC | $3 | — | $3 | 0.01% |
| DALE SHADDOCK3 | 8927 MAYFLOWER RD ROSEDALE, MD 21237 | AFLAC | $2 | — | $2 | 0.00% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $2 | — | $2 | 0.00% |
| WENDY JOY ASTON3 | 3328 DODD DR CHESAPEAKE, VA 23323 | AFLAC | $1 | — | $1 | 0.00% |
| TAMMY E JONES3 Filed as: TAMMY JONES | 722 CYPRIAN CT GAMBRILLS, MD 21054 | AFLAC | $26K | $88 | $26K | 66.43% |
| MATTHEW W EVANS3 | 8370 VETERANS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $907 | — | $907 | 2.35% |
| DREW SKIBITSKY3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $618 | $20 | $638 | 1.65% |
| CAROLINE D MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $374 | — | $374 | 0.97% |
| CONSTANTINE HADJIS3 | 1311 MOONSHADOW RD BEL AIR, MD 21015 | AFLAC | $253 | — | $253 | 0.66% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $190 | $20 | $210 | 0.54% |
| DAVID MORNINGSTAR3 Filed as: DAVID MORINGSTAR | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $178 | — | $178 | 0.46% |
| CHRIS C COMPTON JR3 | 5208 CASTLESTONE DR BALTIMORE, MD 21237 | AFLAC | $73 | — | $73 | 0.19% |
| SHARON PITTS3 | 4115 COLUMBIA RD SUITE 5PMB198 MARTINEZ, GA 30907 | AFLAC | $67 | — | $67 | 0.17% |
| DREW SKIBITSKY3 | 8370 VETERANS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $42 | — | $42 | 0.11% |
| JEREMY A FELDMAN3 | 12391 HIDDEN BAY DR BERLIN, MD 21811 | AFLAC | $35 | — | $35 | 0.09% |
| SHANNON PITTS3 | 4115 COLUMBIA RD STE 5 PMB 198 MARTINEZ, GA 30907 | AFLAC | $13 | — | $13 | 0.03% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD STE 214 COLUMBIA, MD 21044 | AFLAC | $10 | — | $10 | 0.03% |
| HILARY RADOLEC3 | 165 CROSSBOW LN GAITHERSBURG, MD 20878 | AFLAC | $4 | — | $4 | 0.01% |
| KELLY LYNN FELDMAN3 | 12391 HIDDEN BAY DR BERLIN, MD 21811 | AFLAC | $3 | — | $3 | 0.01% |
| EDWIN VEGA3 | 8214 LEE AVE SEVERN, MD 21144 | AFLAC | $2 | — | $2 | 0.01% |
| CARLOS A ALMEIDA3 | 419 HARRINGTON RD BEL AIR, MD 21015 | AFLAC | $2 | — | $2 | 0.01% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $2 | — | $2 | 0.01% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $2K | $123 | $2K | 7.49% |
| DREW SKIBITSKY3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $674 | $28 | $702 | 2.53% |
| MATTHEW W EVANS3 | 8370 VETERANS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $473 | $6 | $479 | 1.73% |
| MATTHEW W EVANS3 | 1344 ASHTON RD SUITE 200 HANOVER, MD 21076 | AFLAC | $145 | $22 | $167 | 0.60% |
| CAROLINE D MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELICOTT CITY, MD 21042 | AFLAC | $117 | — | $117 | 0.42% |
| SHANNON PITTS3 | 4115 COLUMBIA RD STE 5 PMB198 MARTINEZ, GA 30907 | AFLAC | $50 | — | $50 | 0.18% |
| DREW SKIBITSKY3 | 8370 VETERANS HWY STE 101 MILLERSVILLE, MD 21108 | AFLAC | $35 | — | $35 | 0.13% |
| CONSTANTINE HADJIS3 | 1311 MOONSHADOW RD BEL AIR, MD 21015 | AFLAC | $34 | — | $34 | 0.12% |
| MICHELLE LECKLITER3 | 10 LINDA LN SEVERNA PARK, MD 21146 | AFLAC | $34 | — | $34 | 0.12% |
| JOHN A LECKLITER3 Filed as: JOHN LECKLITER | 2454 BARONSMEDE CT WINTER GARDEN, FL 34787 | AFLAC | $33 | — | $33 | 0.12% |
| DAVID MORNINGSTAR3 | 4281 BUCKSKIN WOOD DR ELLICOTT CITY, MD 21042 | AFLAC | $32 | — | $32 | 0.12% |
| CHRIS C COMPTON JR3 | 5208 CASTLESTONE DR BALTIMORE, MD 21237 | AFLAC | $17 | — | $17 | 0.06% |
| WENDY JOY ASTON3 | 3328 DODD DR CHESAPEAKE, VA 23323 | AFLAC | $15 | — | $15 | 0.05% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 12391 HIDDEN BAY DR BERLIN, MD 21811 | AFLAC | $14 | — | $14 | 0.05% |
| JOHN A LECKLITER3 | 10 LINDA LN SEVERNA PARK, MD 21146 | AFLAC | $8 | — | $8 | 0.03% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 12391 HIDDEN BAY DR BERLIN, MD 21811 | AFLAC | $4 | — | $4 | 0.01% |
| EDWIN VEGA3 | 8214 LEE AVE SEVERN, MD 21144 | AFLAC | $3 | — | $3 | 0.01% |
| SCOTT NATHAN3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $3 | — | $3 | 0.01% |
| HILARY RADOLEC3 | 165 CROSSBOW LN GAITHERSBURG, MD 20878 | AFLAC | $2 | — | $2 | 0.01% |
| JOSHUA M PINCUS SOKOLOFF3 | 6100 CHEVY CHASER DR STE 105 LAUREL, MD 21204 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 524 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 524 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts) | AFLAC | 58 | $85K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 524 | $188K |
| Short-term disability(2 contracts) | AFLAC | 58 | $85K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 524 | $188K |
| Other(4 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 524 | $312K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 524 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.