| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| SCHOENFELD INSURANCE ASSOCIATES INC3 | 6225 SMITH AVENUE SUITEB200 BALTIMORE, MD 21209 | METROPOLITAN LIFE INSURANCE COMPANY | $31K | — | $31K | 12.81% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $13K | $502 | $14K | 13.22% |
| MATTHEW W EVANS3 | 1344 ASHTON RD SUITE 200 HANOVER, MD 21076 | AFLAC | $4K | $100 | $4K | 3.72% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $4K | $100 | $4K | 3.48% |
| SHARON PITTS3 | 4115 COLUMBIA RD SUITE 5 PMB 198 MARTINEZ, GA 30907 | AFLAC | $2K | — | $2K | 1.97% |
| VICTOR EGONU3 | 8839 KELSO DR ESSEX, MD 21221 | AFLAC | $1K | — | $1K | 1.04% |
| BRADY SEABOLT3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $946 | — | $946 | 0.91% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $819 | — | $819 | 0.79% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $291 | — | $291 | 0.28% |
| CONSTANTINE HADJIS3 | 8721 LACKAWANNA AVENUE PARKVILLE, MD 21234 | AFLAC | $285 | — | $285 | 0.27% |
| CHRIS C COMPTON JR3 | 5208 CASTLESTONE DR BALTIMORE, MD 21237 | AFLAC | $211 | — | $211 | 0.20% |
| JOHN A LECKLITER3 | 10 LINDA LN SEVERN PARK, MD 21146 | AFLAC | $118 | — | $118 | 0.11% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY STREET WOODBINE, MD 21797 | AFLAC | $66 | — | $66 | 0.06% |
| FRANCES SHAFFER3 | 14025 TOWER RD SMITHBURG, MD 21783 | AFLAC | $25 | — | $25 | 0.02% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE APT 713 BETHESDA, MD 20814 | AFLAC | $21 | — | $21 | 0.02% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $16 | — | $16 | 0.02% |
| WENDY JOY ASTON3 | 2404 SEABOARD RD VIRGINIA BEACH, VA 23456 | AFLAC | $14 | — | $14 | 0.01% |
| MELISSA S LYNCH3 | 507 AUGUSTA DR ARNOLD, MD 21012 | AFLAC | $14 | — | $14 | 0.01% |
| HELEN LIPCHOCK3 | 3204 GRAY MARSH CT IJAMSVILLE, MD 21754 | AFLAC | $11 | — | $11 | 0.01% |
| BRYAN FISH3 | 4050 CANDLE LIGHT DRIVE DAYTON, MD 21036 | AFLAC | $9 | — | $9 | 0.01% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $9 | — | $9 | 0.01% |
| CBIZ BENEFITS & INSURANCE SERVICES3 Filed as: CBIZ BENEFITS AND INS SERVICES INC | PO BOX 6328856 CINCINNATI, OH 45263 | AFLAC | $9 | — | $9 | 0.01% |
| CARLOS A ALMEIDA3 | 419 HARRINGTON ROAD BEL AIR, MD 21015 | AFLAC | $8 | — | $8 | 0.01% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $7 | — | $7 | 0.01% |
| MICHAEL LIPCHOCK3 | 3204 GRAY MARSH CT IJAMSVILLE, MD 21754 | AFLAC | $7 | — | $7 | 0.01% |
| GREGORY D HILL3 Filed as: GREGORY HILL | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $6 | — | $6 | 0.01% |
| DANIEL E ALTMIRE3 Filed as: DANIEL ALTMIRE | 12800 MIDDLEBROOK RD STE 490 GERMANTOWN, MD 20874 | AFLAC | $5 | — | $5 | 0.00% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $3K | $188 | $3K | 10.80% |
| MATTHEW W EVANS3 | 1344 ASHTON RD SUITE 200 HANOVER, MD 21076 | AFLAC | $941 | $37 | $978 | 3.56% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $883 | $37 | $920 | 3.35% |
| SHANNON PITTS3 | 4115 COLUMBIA RD STE 5 PMB198 MARTINEZ, GA 30907 | AFLAC | $530 | — | $530 | 1.93% |
| MICHELLE LECKLITER3 | 10 LINDA LN SEVERNA PARK, MD 21146 | AFLAC | $499 | — | $499 | 1.81% |
| JOHN A LECKLITER3 | 10 LINDA LN SEVERNA PARK, MD 21146 | AFLAC | $292 | — | $292 | 1.06% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $175 | — | $175 | 0.64% |
| CONSTANTINE HADJIS3 | 8721 LACKAWANNA AVE PARKVILLE, MD 21234 | AFLAC | $55 | — | $55 | 0.20% |
| DAVID MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $47 | — | $47 | 0.17% |
| JEREMY A FELDMAN3 Filed as: JEREMY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $21 | — | $21 | 0.08% |
| SCOTT NATHAN3 | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $20 | — | $20 | 0.07% |
| CHRIS C COMPTON JR3 | 5208 CASTLESTONE DR BALTIMORE, MD 21237 | AFLAC | $18 | — | $18 | 0.07% |
| WENDY JOY ASTON3 | 2404 SEABOARD RD VIRGINIA BEACH, VA 23456 | AFLAC | $18 | — | $18 | 0.07% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE APT 713 BETHESDA, MD 20814 | AFLAC | $6 | — | $6 | 0.02% |
| KELLY LYNN FELDMAN3 Filed as: KELLY FELDMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $5 | — | $5 | 0.02% |
| JOSHUA M PINCUS SOKOLOFF3 Filed as: JOSHUA PINCUS SOKOLOFF | 1344 ASHTON RD STE 200 HANOVER, MD 21076 | AFLAC | $4 | — | $4 | 0.01% |
| EDWIN VEGA3 | 134 PINECOVE ODENTON, MD 21113 | AFLAC | $3 | — | $3 | 0.01% |
| DAVID WAGENHEIM3 | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.00% |
| TAMMY E JONES3 Filed as: TAMMY JONES | 722 CYPRIAN CT GAMBRILLS, MD 21054 | AFLAC | $2K | — | $2K | 45.99% |
| MATTHEW W EVANS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $724 | — | $724 | 18.00% |
| DREW SKIBITSKY3 | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $408 | — | $408 | 10.14% |
| SHARON PITTS3 | 1344 ASHTON ROAD SUITE 200 HANOVER, MD 21076 | AFLAC | $362 | — | $362 | 9.00% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE CT 2ND FL MARRIOTTSVILLE, MD 21104 | AFLAC | $264 | — | $264 | 6.56% |
| CONSTANTINE HADJIS3 | 8721 LACKAWANNA AVE PARKVILLE, MD 21234 | AFLAC | $170 | — | $170 | 4.23% |
| DAVID MORNINGSTAR3 Filed as: DAVID MORINGSTAR | 11285 DOVEDALE CT 2ND FL MARRIOTTSVILLE, MD 21104 | AFLAC | $128 | — | $128 | 3.18% |
| CHRIS C COMPTON JR3 | 9447 BELLHALL DR BALTIMORE, MD 21236 | AFLAC | $36 | — | $36 | 0.89% |
| JEREMY A FELDMAN3 | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $23 | — | $23 | 0.57% |
| CHRIS C COMPTON JR3 | 5208 CASTLESTONE DR BATLIMORE, MD 21237 | AFLAC | $16 | — | $16 | 0.40% |
| KENNETH B COFER3 | 5950 SYMPHONY WOODS ROAD STE 214 COLUMBIA, MD 21044 | AFLAC | $9 | — | $9 | 0.22% |
| CARLOS A ALMEIDA3 | 419 HARRINGTON RD BEL AIR, MD 21015 | AFLAC | $8 | — | $8 | 0.20% |
| BRYAN FISH3 | 4050 CANDLE LIGHT DR DAYTON, MD 21036 | AFLAC | $8 | — | $8 | 0.20% |
| HILARY RADOLEC3 | 4801 FAIRMONT AVE APT 713 BETHESDA, MD 20814 | AFLAC | $3 | — | $3 | 0.07% |
| KELLY LYNN FELDMAN3 Filed as: KELLY LYNN FELMAN | 15324 SWEETBAY ST WOODBINE, MD 21797 | AFLAC | $2 | — | $2 | 0.05% |
| GREGORY D HILL3 | 16142 SWALLOWTAIL PL MIDLOTHIAN, VA 23113 | AFLAC | $2 | — | $2 | 0.05% |
| EDWIN VEGA3 | 134 PINECOVE AVE ODENTON, MD 21113 | AFLAC | $1 | — | $1 | 0.02% |
| DAVID J MCCLELLAN3 Filed as: DAVID J WAGENHEIM | 582 WOODBINE AVE TOWSON, MD 21204 | AFLAC | $1 | — | $1 | 0.02% |
| TAMMY E JONES3 | 722 CYPRIAN COURT GAMBRILLS, MD 21054 | AFLAC | $122 | $15 | $137 | 7.54% |
| DREW SKIBITSKY3 Filed as: DREW SIBITSY | 1000 FELL ST APT 627 BALTIMORE, MD 21231 | AFLAC | $61 | $3 | $64 | 3.52% |
| MATTHEW W EVANS3 | 1344 ASHTON RD SUITE 200 HANOVER, MD 21076 | AFLAC | $34 | $3 | $37 | 2.04% |
| CAROLINE D MORNINGSTAR3 | 11285 DOVEDALE COURT 2ND FLOOR MARRIOTTSVILLE, MD 21104 | AFLAC | $1 | — | $1 | 0.06% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 595 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 599 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts) | AFLAC | 66 | $133K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 595 | $242K |
| Short-term disability(3 contracts) | AFLAC | 66 | $133K |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 595 | $242K |
| Other(5 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 595 | $379K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 595 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.