| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| AP BENEFITS ADVISORS LLC3 | 200 INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $3K | $4K | 9.44% |
| GROUP BENEFIT SERVICES INC5 | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.00% |
| THE JORDAN GROUP, LLC3 Filed as: THE JORDAN GROUP LLC | 7230 LEE DEFOREST DRIVE SUITE 103 COLUMBIA, MD 21046 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $112 | — | $112 | 0.27% |
| AP BENEFITS ADVISORS LLC3 | 200 INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $6K | $2K | $9K | 24.82% |
| GROUP BENEFIT SERVICES INC5 | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $1K | $1K | 3.00% |
| THE JORDAN GROUP, LLC3 Filed as: THE JORDAN GROUP LLC | 7230 LEE DEFOREST DRIVE SUITE 103 COLUMBIA, MD 21046 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $599 | — | $599 | 1.74% |
| AP BENEFITS ADVISORS LLC3 | 200 INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $2K | $6K | 19.64% |
| GROUP BENEFIT SERVICES INC5 | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 210301821 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $923 | $923 | 3.00% |
| THE JORDAN GROUP, LLC3 Filed as: THE JORDAN GROUP LLC | 7230 LEE DEFOREST DRIVE SUITE 103 COLUMBIA, MD 21046 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $404 | — | $404 | 1.31% |
| AP BENEFITS ADVISORS LLC3 | 200 INTERNATIONAL CIRCLE SUITE 4500 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $669 | $370 | $1K | 14.18% |
| GROUP BENEFIT SERVICES INC5 | 6 NORTH PARK DRIVE SUITE 310 HUNT VALLEY, MD 21030 | UNITED OF OMAHA LIFE INSURANCE COMPANY | — | $220 | $220 | 3.00% |
| THE JORDAN GROUP, LLC3 Filed as: THE JORDAN GROUP LLC | 7230 LEE DEFOREST DRIVE SUITE 103 COLUMBIA, MD 21046 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $64 | — | $64 | 0.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 173 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 173 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $38K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 128 | $34K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 120 | $41K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 175 | $38K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.