See the carriers, broker commissions and premiums for this plan.
It also shows filing history and funding margin. Your first month is $4.99.
See 5 contract rows with premium, retention and renewal dates. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See commissions and fees for 1 broker row. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| PACIFIC SOUTHWEST ADMINISTRATORS EIN 46-4942970 NONE | Copying and duplicating; Contract Administrator; Direct payment from the plan; Claims processing Service code 12 | — | $6.6M |
| ANTHEM BLUE CROSS LIFE AND HEALTH EIN 95-4331852 NONE | Contract Administrator; Float revenue; Other services; Claims processing; Recordkeeping and information management (computing, tabulating, data processing, etc.) Service code 12 | — | $2.2M |
| CLTFSC, INC. EIN 95-4773932 ADMINISTRATIVE COMPANY | Direct payment from the plan; Other services Service code 49 | — | $1.6M |
| MILLER KAPLAN ARASE LLP EIN 95-2036255 NONE | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $233K |
| LORD ABBETT & CO. LLC EIN 13-5620131 NONE | Investment management fees paid directly by plan Service code 51 | — | $108K |
| COX, CASTLE & NICHOLSON EIN 95-2547124 NONE | Legal; Direct payment from the plan Service code 29 | — | $108K |
| REICH, ADELL & CVITAN EIN 95-3082677 NONE | Legal; Direct payment from the plan Service code 29 | — | $97K |
| SCHRODERS INVESTMENT MGMT, NA INC. EIN 13-4064414 NONE | Investment management fees paid directly by plan; Investment management Service code 28 | — | $81K |
| SHOGREN OMBUDSPERSON SERVICES EIN 33-0471526 NONE | Other services; Direct payment from the plan Service code 49 | — | $79K |
| UNION ADR, LLC EIN 46-4606999 NONE | Other services; Direct payment from the plan Service code 49 | — | $78K |
| ADVISORY RESEARCH, INC. EIN 36-2831881 NONE | Investment management fees paid directly by plan; Soft dollars commissions; Investment management fees paid indirectly by plan Service code 51 | — | $75K |
| OXFORD RISK MANAGEMENT & INS. SVCS. EIN 95-1997338 NONE | Direct payment from the plan; Consulting (general) Service code 16 | — | $65K |
| ALAN Z. WEISS NONE | Direct payment from the plan; Consulting (general) Service code 16 | 5122 GAVIOTA AVE ENCINO, CA 91436 | $57K |
| ALLIANCE BERNSTEIN EIN 13-4064930 NONE | Soft dollars commissions; Investment management fees paid directly by plan Service code 51 | — | $55K |
| ATPA, INC. EIN 94-3187938 NONE | Direct payment from the plan; Contract Administrator; Claims processing; Copying and duplicating Service code 12 | — | $53K |
| MERRILL LYNCH EIN 13-5674085 NONE | Direct payment from the plan; Investment advisory (plan) Service code 27 | — | $35K |
| UNION BANK EIN 95-1314170 NONE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $32K |
| FREDERICK R. STEVENS EIN 68-0208509 NONE | Other services; Direct payment from the plan Service code 49 | — | $31K |
| US BANK NATIONAL ASSOCIATION EIN 31-0841368 NONE | Soft dollars commissions; Direct payment from the plan; Trustee (bank, trust company, or similar financial institution) Service code 21 | — | $26K |
| PHILIP A. MARK EIN 52-2443938 NONE | Direct payment from the plan; Other services Service code 49 | — | $25K |
| HORIZON ACTUARIAL SERVICES, LLC EIN 26-1370698 NONE | Actuarial; Direct payment from the plan Service code 11 | — | $19K |
| ROBERT DRAKULICH EIN 27-2469841 NONE | Direct payment from the plan; Other services Service code 49 | — | $18K |
| AMERICAN HEALTH HOLDING, INC. EIN 31-1368946 NONE | Other services; Direct payment from the plan Service code 49 | — | $14K |
| HOWARD GOODMAN EIN 46-0951351 NONE | Direct payment from the plan; Other services Service code 49 | — | $13K |
| RALPH G. FISHER EIN 52-6389094 NONE | Other services; Direct payment from the plan Service code 49 | — | $11K |
| LYNNE DALTON NONE | Direct payment from the plan; Other services Service code 49 | 3412 JURUPA AVE RIVERSIDE, CA 92506 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 14,657 | Currently employed and enrolled or eligible. |
| Retired/separated still eligible | 954 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 15,611 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC. | 18,320 | $64.8M |
| Dental(3 contracts, 2 carriers) | DELTA DENTAL OF CALIFORNIA | 2,200 | $1.5M |
| Vision | KAISER FOUNDATION HEALTH PLAN INC. | 18,320 | $64.3M |
| Life insurance | AETNA LIFE INSURANCE COMPANY | 27,278 | $366K |
| Prescription drug | KAISER FOUNDATION HEALTH PLAN INC. | 18,320 | $64.3M |
| Other | AETNA LIFE INSURANCE COMPANY | 27,278 | $366K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 27,278 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a plan over $1M. The plan may have no broker or pay a flat fee. Consultant sales target.
The top carrier holds over 85% of premium. A rate increase from that carrier moves the whole plan.
Premium per covered life exceeds 2x the peer median for this NAICS and size cohort. The plan is either richly funded or stuck with a bad rate.
Schedule A changed between filings. The plan moved between insured and self-funded, or contracts were added or removed. The transition window is open.