| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENRX INCORPORATED3 | 925B PEACHTREE STREET NORTHEAST SUITE 312 ATLANTA, GA 30309 | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | $116K | — | $116K | 4.28% |
| CUSTOM BENEFITS PROGRAMS Filed as: CUSTOM BENEFIT PROGRAMGS INC | 897 12TH STREET HAMMONTON, NJ 08037 | ALLSTATE BENEFITS | $212K | — | $212K | 13.48% |
| BENRX INCORPORATED | 925B PEACHTREE STREET NE SUITE 312 ATLANTA, GA 30309 | ALLSTATE BENEFITS | $141K | — | $141K | 8.99% |
| AON CONSULTING INC7 Filed as: AON RISK SERVICES INC | PO BOX 905494 CHARLOTTE, NC 282905494 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $21K | — | $21K | 1.58% |
| ANON RISK SERVICES INC7 | PO BOX 905494 CHARLOTTE, NC 28290 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $19K | — | $19K | 1.42% |
| BENRX INCORPORATED3 | 925B PEACHTREE STREET NORTHEAST SUITE 312 ATLANTA, GA 30309 | PHYSICIANS EYECARE PLAN | $33K | — | $33K | 5.00% |
| CUSTOM BENEFIT PROGRAMS INC | 897 12TH STREET HAMMONTON, NJ 08037 | ALLSTATE BENEFITS | $89K | — | $89K | 15.28% |
| BENRX INCORPORATED | 925B PEACHTREE STREET NE SUITE 312 ATLANTA, GA 30309 | ALLSTATE BENEFITS | $57K | — | $57K | 9.82% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 6,146 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 10 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 100 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,256 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | ALLSTATE BENEFITS | 3,474 | $1.6M |
| Dental | BLUECROSS BLUESHIELD OF SOUTH CAROLINA | 4,636 | $2.7M |
| Vision | PHYSICIANS EYECARE PLAN | 3,808 | $654K |
| Life insurance | ALLSTATE BENEFITS | 3,474 | $581K |
| Long-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 5,867 | $1.4M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 5,867 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.