| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| NATIONAL INSURANCE MARKETING BROKER3 | — | DELTA DENTAL INSURANCE COMPANY | $87K | $0 | $87K | 9.50% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET OVERLAND PARK, KS 66207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $67K | $0 | $67K | 13.50% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $973 | $973 | 0.19% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $66K | $0 | $66K | 13.50% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $7K | $0 | $7K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $956 | $956 | 0.20% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $44K | $0 | $44K | 13.50% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | $0 | $5K | 1.50% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $0 | $667 | $667 | 0.20% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST STE 310 OVERLAND, KS 662074037 | VISION SERVICE PLAN | $13K | $0 | $13K | 9.57% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM INSURANCE COMPANY | $22K | $0 | $22K | 19.01% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM INSURANCE COMPANY | $1K | $0 | $1K | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM INSURANCE COMPANY | $0 | $138 | $138 | 0.12% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 170TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM INSURANCE COMPANY | $20K | $0 | $20K | 19.00% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM INSURANCE COMPANY | $1K | $0 | $1K | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERSON ST ROANOKE, VA 24011 | UNUM INSURANCE COMPANY | $0 | $93 | $93 | 0.09% |
| NATIONAL INS MARKETING BROKERS3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | UNUM INSURANCE COMPANY | $19K | $0 | $19K | 19.01% |
| ENROLLEASE3 Filed as: STRATEGIC BENEFIT SOLUTIONS INC | 5555 GLENRIDGE CONNECTOR STE 600 ATLANTA, GA 30342 | UNUM INSURANCE COMPANY | $986 | $0 | $986 | 1.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY, LLC | 1 SOUTH JEFFERON ST ROANOKE, VA 24011 | UNUM INSURANCE COMPANY | $0 | $119 | $119 | 0.12% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH STE 310 OVERLAND PARK, KS 66207 | TRUSTMARK INSURANCE COMPANY | $25K | $0 | $25K | 44.21% |
| BLUE CHIP BENEFITS3 Filed as: BLUE CHIP BENEFITS, LLC | 4551 W. 107TH STREET SUITE 310 OVERLAND PARK, KS 66207 | METLIFE LEGAL PLANS OF FLORIDA | $3K | $0 | $3K | 7.21% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH STREET STE 310 OVERLAND PARK, KS 66207 | METLIFE LEGAL PLANS OF FLORIDA | $553 | $972 | $2K | 4.39% |
| BLUE CHIP BENEFITS3 Filed as: BLUE CHIP BENEFTIS, LLC | 4551 W. 107TH STREET SUITE 310 OVERLAND PARK, KS 66207 | METROPOLITAN GENERAL INSURANCE COMPANY | $290 | $0 | $290 | 8.79% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 2,032 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 2,043 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL INSURANCE COMPANY | 2,783 | $918K |
| Vision | VISION SERVICE PLAN | 1,277 | $133K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,025 | $557K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,451 | $329K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 492 | $489K |
| Other(6 contracts, 4 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 2,025 | $854K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,783 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.