| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET BOSTON, MA 02110 | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | $166K | — | $166K | 3.54% |
| MEDLINK INC3 | PO BOX 23570 LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $10K | $3K | $13K | 1.37% |
| AP WHOLESALE INSURANCE SERVICES LLC3 | 2001 LAKE POINT WAY LOUISVILLE, KY 40223 | ANTHEM HEALTH PLANS OF KENTUCKY, INC. | $3K | — | $3K | 0.29% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET BOSTON, MA 02110 | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | $31K | — | $31K | 3.61% |
| EMERSON REID LLC3 | 1787 SENTRY PARKKWAY WEST VEVA 16 SUITE 320 BLUE BELL, PA 19422 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $52K | $13K | $65K | 8.80% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET BOSTON, MA 02110 | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | $17K | — | $17K | 3.57% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET BOSTON, MA 02110 | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | $9K | — | $9K | 3.51% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | — | SUN LIFE OF CANADA | $27K | — | $27K | 11.11% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET BOSTON, MA 02110 | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | $8K | — | $8K | 3.61% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC | 160 FEDERAL STREET BOSTON, MA 02110 | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | $7K | — | $7K | 3.69% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL STREET BOSTON, MA 02110 | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | $6K | — | $6K | 3.85% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: ARTHUR KRENZEL LETT INS GROUP LLC | PO BOX 627 3227 WINFIELD ROAD WINFIELD, WV 25213 | HIGHMARK BLUE CROSS BLUE SHIELD WEST VIRGINIA | $5K | — | $5K | 3.84% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | — | AETNA LIFE INSURANCE COMPANY | $10K | — | $10K | 10.94% |
| EMERSON REID LLC3 Filed as: EMERSON REID & CO INC | 1787 SENTRY PARKWAY WEST SUITE 320 BUILDING 16 BLUE BELL, PA 19422 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $579 | $5K | 5.70% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET FLOOR 4 BOSTON, MA 02110 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 4.33% |
| RSC INSURANCE BROKERAGE INC3 Filed as: RSC INSURANCE BROKERAGE, INC. | 160 FEDERAL STREET 2ND FLOOR BOSTON, MA 02110 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | 4.20% |
| THOMAS MCKIERNAN3 | 109 BOSTON POST ROAD SUITE 6 AN 7 ORANGE, CT 06477 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 1.64% |
| COLIN MCVETTY3 | 41 TEMPLE STREET FLOOR 2 WILLISTON PARK, NY 11569 | CONTINENTAL AMERICAN INSURANCE COMPANY | $493 | — | $493 | 0.80% |
| PATRICK R RUHLE3 | 200 GARDEN CITY PLAZA #410 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $441 | — | $441 | 0.72% |
| PEREGRINE CONSULTING LLC3 Filed as: PEREGRINE CONSULTING, LLC | 162 BODINE ROAD BERWYN, PA 19312 | CONTINENTAL AMERICAN INSURANCE COMPANY | $281 | — | $281 | 0.46% |
| PATRICK R RUHLE3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $280 | — | $280 | 0.45% |
| COLIN MCVETTY3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $222 | — | $222 | 0.36% |
| CHRISTOPHER TARI3 | 200 GARDEN CITY PLAZA SUITE 410 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $102 | — | $102 | 0.17% |
| JAMES ROBERT CONFORT3 Filed as: JAMES CONFORT | #MULTIVALUE GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $99 | — | $99 | 0.16% |
| LINDA W OLGUIN3 Filed as: LINDA SARFATI | 2815 SCHOOL STREET BELLMORE, NY 11710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $82 | — | $82 | 0.13% |
| SHAUN M KLUG3 Filed as: SHAUN TOMPKINS | 2577 FOXDALE AVENUE OCEANSIDE, NY 11572 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | 0.09% |
| CLEMENT R HEFFEZ3 | 2528 LEGION STREET BELLMORE, NY 11710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $50 | — | $50 | 0.08% |
| LINDA W OLGUIN3 Filed as: LINDA SARFATI | 2815 SCHOOL STREET BELLMORE, NY 11710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $49 | — | $49 | 0.08% |
| THOMAS W BOSTON3 Filed as: THOMAS J KOLAKOWSKI | 397 HOLLY DRIVE EAST NORTHPORT, NY 11731 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.07% |
| WILLIAM WHICHER3 Filed as: WILLIAM H WHICHER | 365 STEWART AVENUE APARTMENT C1 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.07% |
| JACQUELINE ROTH3 Filed as: JACQUELINE Q ROTH | 1600 GRAND AVENUE NORTH BALDWIN, NY 11510 | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.07% |
| JACQUELINE ROTH3 Filed as: JACQUELINE G ROTH | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $41 | — | $41 | 0.07% |
| THOMAS W BOSTON3 Filed as: THOMAS J KOLAKOWSKI | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $36 | — | $36 | 0.06% |
| SHAUN T KONIOR3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.05% |
| LINDA W OLGUIN3 Filed as: LINDA SARFATI | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.05% |
| JAMES ROBERT CONFORT3 Filed as: JAMES R CONFORT | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.05% |
| SHAUN M KLUG3 Filed as: SHAUN TOMPKINS | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $33 | — | $33 | 0.05% |
| CHRISTOPHER TARI3 Filed as: CHRISTOPHER J TARI | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $31 | — | $31 | 0.05% |
| CLEMENT R HEFFEZ3 | 2528 LEGION STREET BELLMORE, NY 11710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.05% |
| TAMIKA M OXFORD3 | 186 DELAWARE AVENUE FREEPORT, NY 11520 | CONTINENTAL AMERICAN INSURANCE COMPANY | $28 | — | $28 | 0.05% |
| SHAUN M KLUG3 Filed as: SHAUN TOMPKINS | 2577 FOXDALE AVENUE OCEANSIDE, NY 11572 | CONTINENTAL AMERICAN INSURANCE COMPANY | $23 | — | $23 | 0.04% |
| CLEMENT R HEFFEZ3 | 2528 LEGION STREET BELLMORE, NY 11710 | CONTINENTAL AMERICAN INSURANCE COMPANY | $20 | — | $20 | 0.03% |
| DANIEL STAUB3 | 72 CURLEY STREET LONG BEACH, NY 11561 | CONTINENTAL AMERICAN INSURANCE COMPANY | $17 | — | $17 | 0.03% |
| DONALD E HOYER3 | 200 GARDEN CITY PLANS SUITE 410 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| KENNETH C MEIER CORP3 Filed as: KENNETH GUARINO | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| KENNETH C MEIER CORP3 Filed as: KENNETH GUARINO | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.02% |
| ELAINE M MCCLELLAND3 | 4401 FAIR LAKE COURT FAIRFAX, VA 22033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.02% |
| JACQUES P DAVID CORPORATION3 | 125 JERICHO TURNPIKE SUITE 201 JERICHO, NY 11753 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.02% |
| CHRISTOPHER TARI3 Filed as: CHRISTOPHER J TARI | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.02% |
| KARYN MITRANO ENTERPRISES INC3 Filed as: KARYN N MCMILLAN-SALMON | 15598 BAYVIEW AVENUE ROSEDALE, NY 11422 | CONTINENTAL AMERICAN INSURANCE COMPANY | $11 | — | $11 | 0.02% |
| DANIEL STAUB3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| TAMIKA M OXFORD3 | 186 DELAWARE AVENUE FREEPORT, NY 11520 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.02% |
| THOMAS W BOSTON3 Filed as: THOMAS J KOLAKOWSKI | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.01% |
| NANCY LAPHAM3 Filed as: NANCY A HOAGLAND | 223 BROOKS STREET OAKDALE, NY 11769 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| J DAVID AND ASSOCIATES INC3 | 125 JERICHO TURNPIKE SUITE 201 JERICHO, NY 11753 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| JAMES ROBERT CONFORT3 Filed as: JAMES R CONFORT | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.01% |
| ALEXANDRA LLANO3 Filed as: ALEXANDRA CZAPLICKI | 42 PRESCOTT STREET GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| NANCY LAPHAM3 Filed as: NANCY A HOAGLAND | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| DANIEL STAUB3 | 72 CURLEY STREET LONG BEACH, NY 11561 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| TAMIKA M OXFORD3 | 186 DELAWARE AVENUE FREEPORT, NY 11520 | CONTINENTAL AMERICAN INSURANCE COMPANY | $7 | — | $7 | 0.01% |
| KARYN MITRANO ENTERPRISES INC3 Filed as: KARYN N MCMILLIAN-SALMON | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| VALERIE MARQUEZ BLANCO3 Filed as: VALERIE M BLANCO | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $6 | — | $6 | 0.01% |
| ALEXANDRA LLANO3 Filed as: ALEXANDRA CZAPLICKI | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| KARYN MITRANO ENTERPRISES INC3 Filed as: KARYN N MCMILLAN-SALMON | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| DIVYA JAIN3 | 26612 MARBURY ESTATES DRIVE CHANTILLY, VA 20152 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.01% |
| ALEXANDRA LLANO3 Filed as: ALEXANDRA CZAPLICKI | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| JOHN C KAUTTER3 | 4401 FAIR LAKE COURT FAIRFAX, VA 22033 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| ELAINE COX3 Filed as: ELAINE MCCLELLAND | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| ELAINE M MCCLELLAND3 | 4312 GRANADA STREET ALEXANDRIA, VA 22309 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.00% |
| NANCY LAPHAM3 Filed as: NANCY A HOAGLAND | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| GFM CORP3 | 2 HALYARD COURT COLD SPRINGS HARBO, NY 11724 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| VALERIE MARQUEZ BLANCO3 Filed as: VALERIE M BLANCO | 12110 SOUTHWEST 105 TERRACE MIAMI, FL 33186 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.00% |
| MARIA C ORTIZ3 | 3530 WEST GLENCOE STREET MIAMI, FL 33133 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ARNOLD NEIMANIS3 | — | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| VALERIE MARQUEZ BLANCO3 Filed as: VALERIE M CLANCO | 12110 SOUTHWEST 105 TERRACE MIAMI, FL 33186 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| ARNOLD NEIMANIS3 | 45 OLD OX ROAD MANHASSET, NY 11030 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET BOSTON, MA 02110 | UNITEDHEALTHCARE INSURANCE COMPANY | $5K | $1K | $7K | 12.99% |
| EMERSON REID LLC3 Filed as: EMERSON REID & CO | 1305 WALT WHITMAN ROAD #310 MELVILLE, NY 11747 | UNITEDHEALTHCARE INSURANCE COMPANY | — | $2K | $2K | 3.50% |
| INSURANCE BROKERAGE ALTERNATIVE3 Filed as: INSURANCE BROKERAGE INC | 160 FEDERAL STREET BOSTON, MA 02110 | OPTIMA ADVANTAGE POS M/C | $12K | — | $12K | 75.51% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,041 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,043 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(18 contracts, 4 carriers) | HEALTH INSURANCE PLAN OF GREATER NEW YORK (HIP) | 287 | $8.9M |
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 721 | $736K |
| Vision | UNITEDHEALTHCARE INSURANCE COMPANY | 1,151 | $50K |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 1,030 | $80K |
| Long-term disability | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 721 | $736K |
| Stop-loss / reinsurancereinsurance(2 contracts, 2 carriers) | SUN LIFE OF CANADA | 152 | $330K |
| Other(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 1,030 | $142K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,151 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.