| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| HM CENTERED HEALTH INC3 | 19 NORTH MAIN STREET WILKES-BARRE, PA 18711 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $0 | $2K | $2K | 4.55% |
| WEINER BENEFITS GROUP LLC3 | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | DEARBORN NATIONAL LIFE INSURANCE COMPANY | $2K | $0 | $2K | 3.21% |
| WEINER BENEFITS GROUP LLC3 Filed as: WEINER GEORGE J ASSOCIATES INC. | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | HIGHMARK OF DELAWARE | $2K | $0 | $2K | 5.07% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOCIATES INC. | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | HARTFORD LIFE & ACCIDENT INSURANCE COMPANY | $477 | $0 | $477 | 4.10% |
| WEINER BENEFITS GROUP LLC3 Filed as: WEINER BENEFITS GROUP | 2961 CENTERVILLE ROAD SUITE 300 WILMINGTON, DE 19808 | AETNA LIFE INSURANCE CO. | $696 | $0 | $696 | 10.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 119 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 119 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HARTFORD LIFE & ACCIDENT INSURANCE COMPANY | 2 | $12K |
| Dental | HIGHMARK OF DELAWARE | 0 | $41K |
| Vision | AETNA LIFE INSURANCE CO. | 91 | $7K |
| Life insurance | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 119 | $50K |
| Short-term disability | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 119 | $50K |
| Prescription drug | HARTFORD LIFE & ACCIDENT INSURANCE COMPANY | 2 | $12K |
| Other | DEARBORN NATIONAL LIFE INSURANCE COMPANY | 119 | $50K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 119 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.