Welfare broker

HM CENTERED HEALTH INC

Mailing address (most recent filing)

800 DELAWARE AVE

STE 900

WILMINGTON, DE 19801

Total comp: $33K
Commissions: $11K
Fees: $23K
Filings: 13
Sponsors: 13

Carrier mix

Where HM CENTERED HEALTH INC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

BLUE CROSS OF CALIFORNIA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
BLUE CROSS OF CALIFORNIA	1	$123K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
DE	1	$123K	0.4%	409.73x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of HM CENTERED HEALTH INC's plans by broker comp / premium ratio. Median 14.63% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of HM CENTERED HEALTH INC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where HM CENTERED HEALTH INC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
UNION PARK AUTOMOTIVE GROUP, INC. UNION PARK AUTOMOTIVE GROUP, INC. HEALTH PLAN	DE	$123K	$18K	HIGHMARK OF DELAWARE