No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLMARK, INC. EIN 42-0318333 NONE | Claims processing Service code 12 | — | $984K |
| BENESYS, INC EIN 38-2383171 NONE | Contract Administrator Service code 13 | — | $437K |
| EMPLOYEE FRINGES AUDIT COMPANY EIN 42-1122328 NONE | Accounting (including auditing) Service code 10 | — | $156K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Insurance agents and brokers; Actuarial; Consulting (general) Service code 11 | — | $60K |
| FIDUCIENT NONE | Investment advisory (plan) Service code 27 | 500 W. MADISON ST STE 1700 CHICAGO, IL 60661 | $57K |
| UHY EIN 20-0694403 NONE | Accounting (including auditing) Service code 10 | — | $29K |
| DICKINSON, MACKAMAN, TYLER & HAGEN EIN 42-1304875 NONE | Legal Service code 29 | — | $24K |
| COMMUNITY STATE BANK NONE | Investment management; Investment advisory (plan) Service code 27 | P.O. BOX 127 ANKENY, IA 50021 | $17K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,446 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 666 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 2,112 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 1,524 | $21.1M |
| Dental | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 2,112 | $1.2M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,112 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.