No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| WELLMARK, INC. EIN 42-0318333 NONE | Claims processing Service code 12 | — | $655K |
| BENESYS, INC EIN 38-2383171 NONE | Contract Administrator Service code 13 | — | $290K |
| EMPLOYEE FRINGES AUDIT COMPANY EIN 42-1122328 NONE | Accounting (including auditing) Service code 10 | — | $94K |
| ULTRA ADMINISTRATORS, INC. EIN 86-1163493 NONE | Contract Administrator Service code 13 | — | $89K |
| WELLS FARGO INVESTMENTS EIN 94-1347383 NONE | Investment advisory (plan); Investment management Service code 27 | — | $82K |
| DICKINSON, MACKAMAN, TYLER & HAGEN EIN 42-1304875 NONE | Legal Service code 29 | — | $69K |
| THE SEGAL COMPANY EIN 13-1975125 NONE | Actuarial; Consulting (general); Insurance agents and brokers Service code 11 | — | $67K |
| LWBJ, LLP EIN 42-1462849 NONE | Accounting (including auditing) Service code 10 | — | $22K |
| RICHARD L TALLMAN, CPA EIN 42-1237086 NONE | Accounting (including auditing) Service code 10 | — | $10K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,061 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 674 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,735 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 1,171 | $12.4M |
| Dental | WELLMARK BLUE CROSS AND BLUE SHIELD OF IOWA | 1,735 | $972K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,735 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.