| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GEORGE J WEINER ASSOCIATES INC3 | 2961 CENTERVILLE RD STE 300 WILMINGTON, DE 19808 | STANDARD INSURANCE COMPANY | $1K | $0 | $1K | 4.42% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J. WEINER ASSOCIATES | 2711 CENTERVILLE ROAD, SUITE 205 WILMINGTON, DE 19808 | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | $780 | $0 | $780 | 15.32% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES, INC | 2711 CENTERVILLE RD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $322 | $0 | $322 | 10.00% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $161 | $161 | 5.00% |
| GEORGE J WEINER ASSOCIATES INC3 | 2711 CENTERVILLE RD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $310 | $0 | $310 | 10.01% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $155 | $155 | 5.00% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES, INC | 2711 CENTERVILLE RD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $223 | $0 | $223 | 10.01% |
| GIS BENEFITS INC3 | 422 WAUPONSEE ST MORRIS, IL 60450 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $111 | $111 | 4.98% |
| GEORGE J WEINER ASSOCIATES INC3 Filed as: GEORGE J WEINER ASSOCIATES, INC | 2711 CENTERVILLE RD STE 205 WILMINGTON, DE 19808 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $65 | $0 | $65 | 9.94% |
| GIS BENEFITS INC3 Filed as: GIS BENEFITS INC. | 422 WAUPONSEE ST MORRIS, IL 60450 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $0 | $33 | $33 | 5.05% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| THE BENECON GROUP EIN 23-1315351 BROKER | Insurance agents and brokers Service code 22 | — | $59K |
| HIGHMARK OF DELAWARE EIN 51-0020405 ADMIN. | Claims processing Service code 12 | — | $15K |
| WEINER BENEFITS GROUP EIN 51-0119172 BROKER | Insurance agents and brokers Service code 22 | — | $15K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 61 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 61 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | STANDARD INSURANCE COMPANY | 45 | $29K |
| Vision | EYEMED VISION CARE ON BEHALF OF THE FIDELITY SECURITY LIFE INSURANCE | 79 | $5K |
| Life insurance(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 61 | $3K |
| Short-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 61 | $3K |
| Long-term disability | UNITED OF OMAHA LIFE INSURANCE COMPANY | 61 | $3K |
| Stop-loss / reinsurancereinsurance | HM LIFE INSURANCE COMPANY | 49 | $337K |
| Other(2 contracts) | UNITED OF OMAHA LIFE INSURANCE COMPANY | 61 | $3K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 79 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.