| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| WILLIS TOWERS WATSON US LLC4 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | $176K | $70K | $246K | 5.36% |
| WILLIS TOWERS WATSON US LLC4 Filed as: TOWERS WATSON DELAWARE, INC. | COMMISSION LOCKBOX 28852 PO BOX 28852 NEW YORK, NY 100878552 | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | $0 | $97K | $97K | 5.00% |
| WILLIS TOWERS WATSON US LLC4 Filed as: TOWERS WATSON DELAWARE INC | PO BOX 28852 NEW YORK, NY 100878852 | METROPOLITAN LIFE INSURANCE COMPANY | $74K | $30K | $104K | 5.52% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR #D STE 350 ATLANTA, GA 303285380 | METROPOLITAN LIFE INSURANCE COMPANY | $53K | $483 | $54K | 11.52% |
| HODGES-MACE LLC3 | 5775 GLENRIDGE DR #D STE 350 ATLANTA, GA 303285380 | METROPOLITAN LIFE INSURANCE COMPANY | $123K | $6K | $129K | 47.81% |
| WILLIS TOWERS WATSON US LLC4 Filed as: TOWERS WATSON DELAWARE INC. | LOCKBOX 28852 NEW YORK, NY 10087 | KAISER FOUNDATION HEALTH PLAN OF THE NORTHWEST | — | $81 | $81 | 0.09% |
| WILLIS TOWERS WATSON US LLC4 Filed as: TOWERS WATSON OF PENNSYLVANIA INC. | ONE HOUSTON CENTER 1221 MCKINNEY, SUITE 2600 HOUSTON, TX 77010 | ACE AMERICAN INSURANCE COMPANY | $10K | — | $10K | 15.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 4,265 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1,281 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 9 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 5,555 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | KAISER FOUNDATION HEALTH PLAN INC | 216 | $2.8M |
| Dental | CIGNA HEALTH AND LIFE INSURANCE COMPANY AND AFFILIATES | 1,430 | $463K |
| Vision | NATIONAL GUARDIAN LIFE INSURANCE COMPANY | 8,110 | $1.1M |
| Life insurance | METROPOLITAN LIFE INSURANCE COMPANY | 9,676 | $4.6M |
| Short-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 9,676 | $4.6M |
| Long-term disability | METROPOLITAN LIFE INSURANCE COMPANY | 4,299 | $1.9M |
| Stop-loss / reinsurancereinsurance | BERKLEY LIFE AND HEALTH INSURANCE COMPANY | 3,741 | $1.9M |
| Other(6 contracts, 4 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 9,676 | $5.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 9,676 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.