| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MOODY INSURANCE AGENCY3 Filed as: MOODY INSURANCE AGY INC | 8055 EAST TUFTS AVENUE SUITE 1230 DENVER, CO 80237 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | $46K | $763 | $47K | 2.48% |
| CENTERSTONE INSURANCE AND FINANCIAL3 | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | — | $24K | $24K | 1.24% |
| CHERRY CREEK BENEFITS3 Filed as: CHERRY CREEK INSURANCE AGENCY INC | 155 INVERNESS DRIVE WEST ENGLEWOOD, CO 80112 | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | $18K | — | $18K | 0.96% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INSURANCE AGENCY INC | 8055 EAST TUFTS AVENUE SUITE 1000 DENVER, CO 80237 | DELTA DENTAL OF COLORADO | $3K | — | $3K | 2.28% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INSURANCE | 12404 PARK CENTRAL DRIVE SUITE 400S DALLAS, TX 75251 | DELTA DENTAL OF COLORADO | $3K | — | $3K | 2.11% |
| CHERRY CREEK BENEFITS3 Filed as: CHERRY CREEK INSURANCE AGENCY INC D | 155 INVERNESS DRIVE SOUTHWEST ENGLEWOOD, CO 80112 | DELTA DENTAL OF COLORADO | $3K | — | $3K | 1.78% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 1900 16TH STREET SUITE 1000 DENVER, CO 80202 | DELTA DENTAL OF COLORADO | $2K | — | $2K | 1.21% |
| AON CONSULTING INC3 Filed as: AON CONSULTING | 29840 NETWORK PLACE CHICAGO, IL 60673 | VISION SERVICE PLAN | $1K | — | $1K | 3.46% |
| MOODY INSURANCE AGENCY3 Filed as: MOODY INSURANCE AGENCY, INC. | 8055 EAST TUFTS AVENUE SUITE 1000 DENVER, CO 80237 | VISION SERVICE PLAN | $910 | — | $910 | 2.92% |
| CENTERSTONE INSURANCE AND FINANCIAL3 Filed as: CENTERSTONE INS & FINANCIAL SVCS | 12404 PARK CENTRAL DRIVE SUITE 400 DALLAS, TX 75251 | VISION SERVICE PLAN | $852 | — | $852 | 2.74% |
| CHERRY CREEK BENEFITS3 Filed as: CHERRY CREEK INSURANCE AGENCY DBA C | 155 INVERNESS DRIVE WEST SUITE 800 ENGLEWOOD, CO 80112 | VISION SERVICE PLAN | $800 | — | $800 | 2.57% |
| MOODY INSURANCE AGENCY3 | 8055 EAST TUFTS AVENUE SUITE 100 DENVER, CO 80237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $6K | — | $6K | 29.17% |
| ANNETTE S WULFF3 | 471 EAST SCENIC DRIVE GRAND JUNCTION, CO 81507 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5K | — | $5K | 24.50% |
| AMY M BUCHANAN3 Filed as: AMY BUCHANAN | 2277 WEST 3RD AVENUE DURANGO, CO 81301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 7.68% |
| KEVIN BINKLEY3 | 645 EAST TOMAHAWK CIRCLE GRAND JUNCTION, CO 81504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 6.23% |
| ELIZABETH FAY ASAY3 Filed as: ELIZABETH F ASAY | 453 BULLA DRIVE GRAND JUNCTION, CO 81504 | CONTINENTAL AMERICAN INSURANCE COMPANY | $553 | — | $553 | 2.60% |
| AMS CUSTOM BENEFIT PROGRAM3 Filed as: AMS CUSTOM BENEFIT PROGR | 897 12TH STREET HAMMONTON, NJ 08037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $243 | — | $243 | 1.14% |
| CYNTHIA MYER3 Filed as: CYNTHIA A MYER | 2333 COUNTY ROAD 250 DURANCO, CO 81301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $212 | — | $212 | 1.00% |
| ASPEN R LLC3 Filed as: ASPEN RAE MADRID | 752 MAIN AVENUE SUITE 202 DURANGO, CO 81301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $63 | — | $63 | 0.30% |
| RONALD A CORKISH3 | 1315 MAIN AVENUE SUITE 218 DURANGO, CO 81301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.21% |
| CHRISTINE M STRAUSS3 | 335 RIVERS END ROAD 211 COUNTY ROAD 310 DURANGO, CO 81303 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.21% |
| ADRIAN ERIC SALAZAR3 Filed as: ADRIAN E SALAZAR | 2215 INDEPENDENCE DRIVE APARTMENT 7204 NEW BRAUNFELS, TX 78132 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.18% |
| ASPEN R LLC3 Filed as: ASPEN R, LLC. | 752 MAIN AVENUE SUITE 202 DURANGO, CO 81301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $38 | — | $38 | 0.18% |
| SEAN ANDREW FOSTER3 Filed as: SEAN A FOSTER | 225 FOSTER LANE WHITEWATER, CO 81527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $37 | — | $37 | 0.17% |
| JENNIE M RAMOS3 | 14881 ROAD 26 DELORES, CO 81323 | CONTINENTAL AMERICAN INSURANCE COMPANY | $24 | — | $24 | 0.11% |
| DEBORAH A POPE3 | PO BOX 1282 RIDGWAY, CO 81432 | CONTINENTAL AMERICAN INSURANCE COMPANY | $19 | — | $19 | 0.09% |
| MANUEL A MADRID3 Filed as: MANUEL MADRID | 1048 INDEPENDENT AVENUE SUITE 207A GRAND JUNCTION, CO 81505 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.06% |
| JEFFREY K HAWKINS3 | 24005 POINDEXTER ROAD LEES SUMMIT, MO 64086 | CONTINENTAL AMERICAN INSURANCE COMPANY | $12 | — | $12 | 0.06% |
| GARYN L IVERSON3 | 57 SOUTH AMULET MESA, AZ 85208 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.04% |
| MARY H ROBINS3 | 85 FOLSOM PLACE DURANGO, CO 81301 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.04% |
| TONYA L WYNES LLC3 | 225 SOUTH 6TH STREET SUITE 2550 MINNEAPOLIS, MN 55402 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.04% |
| BROWN AND BROWN OF FLORIDA, INC.3 Filed as: GLENDA V OHALLORAN | 575 28 1/2 ROAD APARTMENT 36 GRAND JUNCTION, CO 81501 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.02% |
| MYWHY LLC3 | 225 FOSTER LANE WHITEWATER, CO 81527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.02% |
| JO ANNE ALLEN LLC3 Filed as: JO ANNE ALLEN | 6110 LAGOLONDRINA COURT WHITEWATER, CO 81527 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.01% |
| JAMES R WYNES3 | 10809 DEFENDER TRAIL AUSTIN, TX 78754 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.00% |
| MOODY INSURANCE AGENCY3 | 8055 EAST TUFTS AVENUE #1000 DENVER, CO 80237 | PRINCIPAL FINANCIAL GROUP | $242 | $60 | $302 | 7.25% |
| AON CONSULTING INC3 Filed as: AON HEWITT | 1900 16TH STREET SUITE 1000 DENVER, CO 80202 | PRINCIPAL FINANCIAL GROUP | $210 | — | $210 | 5.04% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 289 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 5 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 5 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 299 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | ROCKY MOUNTAIN HOSPITAL AND MEDICAL SERVICE, INC | 239 | $2.1M |
| Dental | DELTA DENTAL OF COLORADO | 289 | $147K |
| Vision | VISION SERVICE PLAN | 276 | $31K |
| Life insurance | ANTHEM LIFE INSURANCE COMPANY | 0 | $41K |
| Short-term disability | CONTINENTAL AMERICAN INSURANCE COMPANY | 1 | $21K |
| Long-term disability(2 contracts, 2 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 4 | $25K |
| Other(2 contracts, 2 carriers) | ANTHEM LIFE INSURANCE COMPANY | 1 | $62K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 289 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.