Welfare broker

JO ANNE ALLEN LLC

Mailing address (most recent filing)

6110 LAGOLONDRINA COURT

WHITEWATER, CO 81527

Total comp: $3K
Commissions: $3K
Fees: $159
Filings: 4
Sponsors: 4

Carrier mix

Where JO ANNE ALLEN LLC places premium. Concentrated in 1-2 carriers = captive distribution; spread across many = open-architecture broker.

UNUM LIFE INSURANCE COMPANY OF AMERICA100.0%

Top carrier partners

Carriers ranked by plan count placed.

Carrier	Plans	Premium	Share
UNUM LIFE INSURANCE COMPANY OF AMERICA	1	$163K	100.0%

Top states · with penetration index

Plan count by state. Index > 1.0means over-indexed vs the broker's national share.

State	Plans	Premium	State share	Index
CO	1	$163K	0.1%	81.26x

Top industries by premium

NAICS-2 sectors where this broker places the most welfare premium.

Sponsor-size mix

Plan count by total participants. Reveals whether this broker is a mid-market player or jumbo-employer specialist.

Broker compensation as % of premium

Distribution of JO ANNE ALLEN LLC's plans by broker comp / premium ratio. Median 5.21% vs welfare-wide median 6.29% (n=1).

Prospect-flag exposure · vs market baseline

Share of JO ANNE ALLEN LLC's book where each ERISA welfare flag is tripped, alongside the market-wide rate.

1-1 of 1 sponsor where JO ANNE ALLEN LLC is the primary broker (latest filing per plan)

Sponsor	Loc	Premium	Comp	Carrier
HILLTOP COMMUNITY RESOURCES, INC. HILLTOP COMMUNITY RESOURCES, INC. GROUP BENEFIT PLAN	CO	$163K	$9K	UNUM LIFE INSURANCE COMPANY OF AMERICA