| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUSS, LLC3 | 4551 W. 107TH STREET, SUITE 300 OVERLAND PARK, KS 662071209 | BLUE CROSS BLUE SHIELD OF KANSAS | $32K | $12K | $44K | 4.63% |
| TRUSS, LLC3 | 4551 W. 107TH STREET, SUITE 300 OVERLAND PARK, KS 662071209 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $10K | — | $10K | 12.17% |
| TRUSS, LLC3 | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | — | $1K | 1.87% |
| MARC ALAN HOLLABAUGH3 | 6701 W. 64TH ST., SUITE 312 OVERLAND PARK, KS 66202 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $479 | $22 | $501 | 0.64% |
| CREATIVE PLANNING BENEFITS LLC3 | 11350 TOMAHAWK CREEK PARKWAY SUITE 200 LEAWOOD, KS 66211 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $135 | — | $135 | 0.17% |
| TRUSS, LLC3 | 4551 W. 107TH STREET, SUITE 300 OVERLAND PARK, KS 662071209 | DELTA DENTAL OF KANSAS | $6K | — | $6K | 8.77% |
| MARC ALAN HOLLABAUGH3 | 6701 W. 64TH STREET, SUITE 312 OVERLAND PARK, KS 66202 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $3K | $175 | $4K | 10.12% |
| TRUSS, LLC3 | 4551 W. 107TH STREET, SUITE 300 OVERLAND PARK, KS 662071209 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $2K | — | $2K | 5.39% |
| CREATIVE PLANNING BENEFITS LLC3 | 11350 TOMAHAWK CREEK PKWY SUITE 200 LEAWOOD, KS 66211 | PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY | $364 | — | $364 | 1.03% |
| TRUSS, LLC3 | 4551 W. 107TH STREET, SUITE 300 OVERLAND PARK, KS 662071209 | VISION SERVICE PLAN | $791 | — | $791 | 7.10% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 141 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 142 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS BLUE SHIELD OF KANSAS | 245 | $947K |
| Dental | DELTA DENTAL OF KANSAS | 109 | $64K |
| Vision | VISION SERVICE PLAN | 91 | $11K |
| Life insurance(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 172 | $114K |
| Short-term disability(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 172 | $114K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 172 | $79K |
| Other(2 contracts, 2 carriers) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 172 | $114K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 245 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.