| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUSS, LLC3 Filed as: TRUSS LLC | UNKNOWN WICHITA, KS 67211 | DELTA DENTAL OF KANSAS, INC. | $5K | $0 | $5K | 8.53% |
| GAIL A COE3 Filed as: GAIL A. COE | 4600 FARMSTEAD COURT BEL AIRE, KS 67220 | AFLAC | $3K | $68 | $3K | 13.93% |
| BRANDON M UNREIN3 Filed as: BRANDON M. UNREIN | 15275 SW INDIANOLA ROAD AUGUSTA, KS 67202 | AFLAC | $569 | $10 | $579 | 2.37% |
| MJ INSURANCE3 Filed as: SAMUEL A. MCFALL AND VARIOUS AGENTS | 609 NORTH BROADWAY AVENUE SUITE 200 WICHITA, KS 67214 | AFLAC | $435 | $4 | $439 | 1.79% |
| CALEB GILMOUR3 Filed as: CALEB J. GILMOUR | 515 SOUTH MAIN STREET, SUITE 105 WICHITA, KS 67202 | AFLAC | $411 | $14 | $425 | 1.74% |
| USI INSURANCE SERVICES LLC3 | PO BOX 206 WICHITA, KS 67201 | AFLAC | $260 | $0 | $260 | 1.06% |
| HOLLY A. TIMMERMEYER3 | 4164 DANBURY STREET BEL AIRE, KS 67220 | AFLAC | $194 | $0 | $194 | 0.79% |
| JUSTIN C CARSON3 Filed as: JUSTIN C. CARSON | 7701 EAST KELLOGG DRIVE, SUITE 680 WICHITA, KS 67207 | AFLAC | $186 | $0 | $186 | 0.76% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 9200 WARD PARKWAY, SUITE 500 KANSAS CITY, MO 64114 | SUN LIFE ASSURANCE COMPANY OF CANADA | $1K | $0 | $1K | 9.34% |
| TRUSS, LLC3 Filed as: TRUSS LLC | 4551 WEST 107TH STREET, SUITE 300 OVERLAND PARK, KS 66207 | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | $877 | $0 | $877 | 9.87% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 129 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS, INC. | 112 | $56K |
| Vision | EYEMED VISION CARE ON BEHALF OF FIDELITY SECURITY LIFE INSURANCE CO. | 202 | $9K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 130 | $15K |
| Short-term disability | AFLAC | 33 | $24K |
| Other(2 contracts, 2 carriers) | AFLAC | 130 | $39K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 202 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.