| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 7015 COLLEGE BLVD, STE 400 OVERLAND PARK, KS 66211 | HUMANA HEALTH PLAN, INC. | $204K | $4K | $208K | 3.05% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 7015 COLLEGE BLVD, STE 400 OVERLAND PARK, KS 66211 | DELTA DENTAL OF KANSAS, INC. | $26K | — | $26K | 2.73% |
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD, STE 400 OVERLAND PARK, KS 66211 | PRINCIPAL LIFE INSURANCE COMPANY | $142K | $4K | $145K | 16.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,514 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,514 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 1,514 | $6.8M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 1,676 | $938K |
| Vision | HUMANA HEALTH PLAN, INC. | 1,514 | $6.8M |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 1,826 | $870K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,826 | $870K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 1,826 | $870K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,826 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.