| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 7015 COLLEGE BLVD, STE 400 OVERLAND PARK, KS 66211 | HUMANA HEALTH PLAN, INC. | $225K | $47K | $272K | 3.57% |
| ENROLLEASE3 Filed as: DIGITAL INSURANCE INC-GA | 200 GALLERIA PARKWAY STE 1950 ATLANTA, GA 30339 | HUMANA HEALTH PLAN, INC. | $0 | $8K | $8K | 0.11% |
| CUSTOM BENEFIT PROGRAMS INC3 Filed as: CUSTOM BENEFIT PROGRAMS, INC. | PO BOX 1116 HAMMONTON, NJ 08037 | HUMANA HEALTH PLAN, INC. | $900 | — | $900 | 0.01% |
| CROWN RISK MANAGEMENT, LLC3 Filed as: PROSPECTIVE RISK MANAGEMENT CORP | 4348 SOUTHPOINT BLVD JACKSONVILLE, FL 32216 | HUMANA HEALTH PLAN, INC. | $342 | — | $342 | 0.00% |
| MARSH & MCLENNAN AGENCY LLC3 Filed as: MARSH & MCLENNAN AGENCY | 7015 COLLEGE BLVD, STE 400 OVERLAND PARK, KS 66211 | DELTA DENTAL OF KANSAS, INC. | $25K | — | $25K | 2.83% |
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD, STE 400 OVERLAND PARK, KS 66211 | PRINCIPAL LIFE INSURANCE COMPANY | $114K | — | $114K | 16.24% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,161 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 1,161 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | HUMANA HEALTH PLAN, INC. | 1,310 | $7.6M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 1,404 | $869K |
| Life insurance(2 contracts, 2 carriers) | HUMANA HEALTH PLAN, INC. | 2,180 | $8.3M |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 2,180 | $702K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 2,180 | $702K |
| Other | HUMANA HEALTH PLAN, INC. | 1,310 | $7.6M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 2,180 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.