| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | AETNA LIFE INSURANCE COMPANY | — | $5K | $5K | 1.91% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $7K | — | $7K | 6.28% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $7K | $986 | $8K | 11.50% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 6.22% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | $4K | $605 | $5K | 12.77% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | VISION SERVICE PLAN | $2K | — | $2K | 4.19% |
| SURENCY LIFE & HEALTH INSURANCE3 | 1619 N WATERFRONT PARKWAY WICHITA, KS 672789773 | SURENCY LIFE AND HEALTH INSURANCE | — | $5K | $5K | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 186 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 186 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 62 | $261K |
| Dental(3 contracts) | DELTA DENTAL OF KANSAS, INC. | 101 | $181K |
| Vision | VISION SERVICE PLAN | 170 | $38K |
| Life insurance | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 223 | $66K |
| Short-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 223 | $6K |
| Long-term disability | LIBERTY LIFE ASSURANCE COMPANY OF BOSTON | 223 | $40K |
| Other | SURENCY LIFE AND HEALTH INSURANCE | 77 | $0 |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 359 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.