| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| KEATING AND ASSOCIATES INC3 | 1011 POYNTZ AVE MANHATTAN, KS 66402 | DEARBORN LIFE INSURANCE COMPANY | $7K | — | $7K | 2.00% |
| KEATING AND ASSOCIATES INC3 Filed as: KEATING & ASSOCIATES INC | 1011 POYNTZ AVE MANHATTAN, KS 665025458 | ASSURITY LIFE INSURANCE COMPANY | $7K | — | $7K | 14.88% |
| PATRICK KEATING3 | 1011 POYNTZ AVE MANHATTAN, KS 66502 | ASSURITY LIFE INSURANCE COMPANY | $462 | — | $462 | 0.95% |
| THOMAS W BOSTON3 Filed as: THOMAS JOE GROGAN | 1011 POYNTZ AVE MANHATTAN, KS 66502 | ASSURITY LIFE INSURANCE COMPANY | $23 | — | $23 | 0.05% |
| IMG5 | 2960 NORTH MERIDIAN STREET INDIANAPOLIS, IN 46208 | PRUDENTIAL INSURANCE COMPANY OF AMERICA | — | $103 | $103 | 0.67% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 475 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 475 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 675 | $3.2M |
| Dental | DELTA DENTAL OF KANSAS, INC. | 424 | $207K |
| Vision | VISION SERVICE PLAN | 388 | $54K |
| Life insurance | PRUDENTIAL INSURANCE COMPANY OF AMERICA | 485 | $15K |
| Short-term disability | DEARBORN LIFE INSURANCE COMPANY | 111 | $344K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 675 | $3.2M |
| Other(2 contracts, 2 carriers) | ASSURITY LIFE INSURANCE COMPANY | 485 | $64K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 675 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.