| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| USI INSURANCE SERVICES LLC3 | PO BOX 62817 VIRGINIA BEACH, VA 23466 | DELTA DENTAL OF KANSAS INC | $1K | — | $1K | 0.86% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | 245 N WACO ST STE 412 WICHITA, KS 672021117 | METROPOLITAN LIFE INSURANCE COMPANY | $2K | $60 | $2K | 6.99% |
| RIDGE CONSULTING GROUP INC3 Filed as: RIDGE CONSULTING GROUP | PO BOX 9488 WICHITA, KS 672770488 | METROPOLITAN LIFE INSURANCE COMPANY | $616 | $308 | $924 | 3.62% |
| USI INSURANCE SERVICES LLC3 Filed as: USI INS SERVICES LLC | PO BOX 61007 VIRGINIA BEACH, VA 234661007 | METROPOLITAN LIFE INSURANCE COMPANY | $0 | $215 | $215 | 0.84% |
| USI INSURANCE SERVICES LLC3 | PO BOX 62817 VIRGINIA BEACH, VA 23466 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.79% |
| GLENN E FISHER3 | 10500 E BERKELEY SQ PKWY, SUITE 240 WICHITA, KS 67206 | NORTHWESTERN MUTUAL | $834 | $210 | $1K | 9.29% |
| JARED C PETERS3 | 10500 E BERKELEY SQ PKWY, SUITE 240 WICHITA, KS 67206 | NORTHWESTERN MUTUAL | $834 | $210 | $1K | 9.29% |
| ALEX MALCOLM SWAINSBURY3 | 10500 E BERKELEY SQ PKWY, SUITE 240 WICHITA, KS 67206 | NORTHWESTERN MUTUAL | $175 | $63 | $238 | 2.12% |
| RPS BENEFITS INC3 Filed as: RPS FNCL GRP INC | 5251 W 116TH PL STE 300 LEAWOOD, KS 66211 | NORTHWESTERN MUTUAL | $172 | $21 | $193 | 1.72% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 255 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 7 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 262 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF KANSAS INC | 245 | $148K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 332 | $26K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 275 | $15K |
| Long-term disability | NORTHWESTERN MUTUAL | 275 | $11K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 275 | $15K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 332 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.