| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BENEFIT MANAGEMENT, INC.3 Filed as: BENEFIT MANAGEMENT INC | PO BOX 1090 2015 - 16TH STREET GREAT BEND, KS 67530 | IHC RISK SOLUTIONS | $55K | — | $55K | 19.16% |
| WPPA INC3 Filed as: WPPA | 1102 S. HILLSIDE WICHITA, KS 67211 | IHC RISK SOLUTIONS | $20K | — | $20K | 7.11% |
| RIDGE CONSULTING GROUP INC3 Filed as: RIDGE CONSULTING GROUP, INC. | P.O. BOX 9488 WICHITA, KS 67277 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $2K | — | $2K | 10.83% |
| GLENN E FISHER3 | 10500 E BERKELEY SQ PKWY, SUITE 240 WICHITA, KS 67206 | NORTHWESTERN MUTUAL | $743 | $172 | $915 | 8.31% |
| JARED C PETERS1 | 10500 E BERKELEY SQ PKWY, SUITE 240 WICHITA, KS 67206 | NORTHWESTERN MUTUAL | $743 | $172 | $915 | 8.31% |
| ALEX MALCOLM SWAINSBURY3 | 10500 E BERKELEY SQ PKWY, SUITE 240 WICHITA, KS 67206 | NORTHWESTERN MUTUAL | $248 | $59 | $307 | 2.79% |
| RPS BENEFITS INC3 Filed as: RPS FNCL GRP INC | 5251 W 116TH PL STE 300 LEAWOOD, KS 66211 | NORTHWESTERN MUTUAL | $220 | $19 | $239 | 2.17% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 246 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 250 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS INC | 245 | $140K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 268 | $14K |
| Long-term disability | NORTHWESTERN MUTUAL | 246 | $11K |
| Stop-loss / reinsurancereinsurance | IHC RISK SOLUTIONS | 249 | $285K |
| Other | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 268 | $14K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 268 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.