| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD STE. 400 OVERLAND PARK, KS 662111671 | UNITED HEALTHCARE | $59K | — | $59K | 3.69% |
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD STE. 400 OVERLAND PARK, KS 662111671 | GUARDIAN LIFE INSURANCE COMPANY | $6K | — | $6K | 5.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD STE. 400 OVERLAND PARK, KS 662111671 | VISION SERVICE PLAN | $2K | — | $2K | 4.86% |
| CHAS G HAAKE & SONS INC.3 | 7015 COLLEGE BLVD STE. 400 OVERLAND PARK, KS 662111671 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | — | $1K | 10.00% |
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD STE. 400 OVERLAND PARK, KS 662111671 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $93 | $1K | 11.64% |
| MARSH & MCLENNAN AGENCY LLC3 | 7015 COLLEGE BLVD STE. 400 OVERLAND PARK, KS 662111671 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $2K | $89 | $2K | 15.78% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 337 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 339 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UNITED HEALTHCARE | 317 | $1.6M |
| Dental | GUARDIAN LIFE INSURANCE COMPANY | 327 | $116K |
| Vision | VISION SERVICE PLAN | 194 | $36K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 339 | $24K |
| Long-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 88 | $11K |
| Other(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 339 | $24K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 339 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.