| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 430 E DOUGLAS STE 400 WICHITA, KS 67202 | AETNA LIFE INSURANCE COMPANY | $0 | $178 | $178 | 0.21% |
| IMA, INC.3 Filed as: IMA INC. | 430 E DOUGLAS STE 400 WITCHITA, KS 67202 | HARTFORD LIFE AND ACCIDENT | $13K | — | $13K | 15.00% |
| MICHAEL D CHRISMAN3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $2K | — | $2K | 4.04% |
| ENVIRON CONSULTING GROUP LLC3 | 515 S MAIN ST WICHITA, KS 67202 | AFLAC | $1K | — | $1K | 3.15% |
| ROBERT GELSZAT3 | 11251 E BELLAIRE ST WICHITA, KS 67207 | AFLAC | $630 | — | $630 | 1.55% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $397 | — | $397 | 0.98% |
| KATHY WIEDEMANN3 | 222 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $296 | — | $296 | 0.73% |
| ROBERT L WINFREY3 | 11520 W NANTUCKET CIR WICHITA, KS 67212 | AFLAC | $229 | — | $229 | 0.56% |
| JAMES HOMER COOK3 | 8509 E HUNTINGTON ST WICHITA, KS 67206 | AFLAC | $192 | — | $192 | 0.47% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | AFLAC | $99 | — | $99 | 0.24% |
| NATHAN L HARRISON3 | 5301 E VISTA RICA ST PARADISE VALLEY, AZ 85253 | AFLAC | $90 | — | $90 | 0.22% |
| STEVEN S HENRY3 | 9140 YORK LN HAYSVILLE, KS 67060 | AFLAC | $87 | — | $87 | 0.21% |
| BRIAN L PORTER3 | 8021 E DRESDEN LN WICHITA, KS 67207 | AFLAC | $84 | — | $84 | 0.21% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $74 | — | $74 | 0.18% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $44 | — | $44 | 0.11% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $32 | — | $32 | 0.08% |
| TERRIE J ENSLINGER3 | 10720 E 63RD ST S DERBY, KS 67037 | AFLAC | $30 | — | $30 | 0.07% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR STE 102 WICHITA, KS 67209 | AFLAC | $25 | — | $25 | 0.06% |
| NICOLE E ROONEY3 | 515 S MAIN ST STE 105 WICHITA, KS 67202 | AFLAC | $24 | — | $24 | 0.06% |
| TERRY S DECKER3 | 123401 EW 6 RD TURPIN, OK 73950 | AFLAC | $20 | — | $20 | 0.05% |
| NICOLE A FLETCHER3 | 8815 W NANTUCKET ST WICHITA, KS 67212 | AFLAC | $20 | — | $20 | 0.05% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $18 | — | $18 | 0.04% |
| SCOTT D SWIMMER3 | 4553 W 138TH TER LEAWOOD, KS 66224 | AFLAC | $17 | — | $17 | 0.04% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KS 66053 | AFLAC | $14 | — | $14 | 0.03% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $14 | — | $14 | 0.03% |
| AUSTIN HUGHES GAST3 | 24210 W HEDGECREEK CIR ANDALE, KS 67001 | AFLAC | $9 | — | $9 | 0.02% |
| JOHN G CATE3 | 4246 N SWEET BAY ST WICHITA, KS 67226 | AFLAC | $9 | — | $9 | 0.02% |
| MATTHEW GANT3 | 2501 W 18TH AVE STE A EMPORIA, KS 66801 | AFLAC | $8 | — | $8 | 0.02% |
| TANNER R KING3 | 14820 E SIEFKES CT WICHITA, KS 67230 | AFLAC | $8 | — | $8 | 0.02% |
| JENNIFER M WOFFORD3 | 2231 S UPLAND HILLS CT WICHITA, KS 67235 | AFLAC | $2 | — | $2 | 0.00% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $2 | — | $2 | 0.00% |
| JONI S WOBORNY BUNKER3 | 4601 LICHEN LN MANHATTAN, KS 66503 | AFLAC | $2 | — | $2 | 0.00% |
| GARY GIARRATANO3 | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $1 | — | $1 | 0.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 131 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 131 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF KANSAS | 219 | $1.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 268 | $87K |
| Vision | SURENCY LIFE AND HEALTH | 103 | $15K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 299 | $86K |
| Short-term disability | AFLAC | 47 | $41K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 299 | $86K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF KANSAS | 219 | $1.3M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 299 | $130K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 299 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.