| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WITCHITA, KS 67201 | HARTFORD LIFE AND ACCIDENT | $13K | $2K | $15K | 17.47% |
| MICHAEL D CHRISMAN3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $2K | — | $2K | 4.29% |
| ROBERT GELSZAT3 | 11251 E BELLAIRE ST WICHITA, KS 67207 | AFLAC | $671 | — | $671 | 1.47% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $312 | — | $312 | 0.68% |
| KATHY WIEDEMANN3 | 222 HIGH VIEW DR BOULDER, CO 80304 | AFLAC | $309 | — | $309 | 0.68% |
| JAMES HOMER COOK3 | 8509 E HUNTINGTON ST WICHITA, KS 67206 | AFLAC | $300 | — | $300 | 0.66% |
| ROBERT L WINFREY3 | 11520 W NANTUCKET CIR WHICHITA, KS 67212 | AFLAC | $230 | — | $230 | 0.50% |
| JULIAN DUARTE3 | 412 N MYRTLE ST EUREKA, KS 67045 | AFLAC | $187 | — | $187 | 0.41% |
| NATHAN L HARRISON3 | 53001 E VISTA 2ND FLOOR, STE 200 PARADISE VALLEY, AZ 85253 | AFLAC | $104 | — | $104 | 0.23% |
| BRIAN L PORTER3 | 8021 E DRESDEN LN WICHITA, KS 67207 | AFLAC | $97 | — | $97 | 0.21% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $95 | — | $95 | 0.21% |
| STEVEN S HENRY3 | 9140 YORK LN HAYSVILLE, KS 67060 | AFLAC | $87 | — | $87 | 0.19% |
| TERRY S DECKER3 | 123401 EW 6 RD TRUPIN, OK 73950 | AFLAC | $48 | — | $48 | 0.11% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $44 | — | $44 | 0.10% |
| BRIAN M LEITZEL3 | 7920 W KELLOGG DR STE 102 WHICHITA, KS 67209 | AFLAC | $37 | — | $37 | 0.08% |
| NICOLE E ROONEY3 | 515 S MAIN ST, STE 105 WICHITA, KS 67202 | AFLAC | $35 | — | $35 | 0.08% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $34 | — | $34 | 0.07% |
| TERRIE J ENSLINGER3 | 10720 E 63RD ST S DERBY, KS 67037 | AFLAC | $30 | — | $30 | 0.07% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KY 66053 | AFLAC | $21 | — | $21 | 0.05% |
| NICOLE A FLETCHER3 | 8815 W NANTUCKET ST WICHITA, KS 67212 | AFLAC | $20 | — | $20 | 0.04% |
| CHRISTOPHER THOMAS HIPP3 | 1601 MEADOW LN HAYS, KS 67601 | AFLAC | $18 | — | $18 | 0.04% |
| SCOTT D SWIMMER3 | 4553 W 138TH TER LEAWOOD, KS 66224 | AFLAC | $17 | — | $17 | 0.04% |
| AUSTIN HUGHES GAST3 | 24210 W HEDGECREEK CIR ANDALE, KS 67001 | AFLAC | $16 | — | $16 | 0.04% |
| JOHN A BACON3 | 30837 SPRING VALLEY RD PAOLA, KS 66071 | AFLAC | $15 | — | $15 | 0.03% |
| JENNIFER M WOFFORD3 | 2231 S UPLAND HILLS CT WICHITA, KS 67235 | AFLAC | $13 | — | $13 | 0.03% |
| TANNER R KING3 | 14820 E SIEFKES CT WICHITA, KS 67230 | AFLAC | $12 | — | $12 | 0.03% |
| JOHN G CATE3 | 4246 N SWEET BAY ST WICHITA, KS 67226 | AFLAC | $9 | — | $9 | 0.02% |
| MATTHEW GANT3 | 2501 W 18TH AVE STE A EMPORIA, KS 66801 | AFLAC | $8 | — | $8 | 0.02% |
| GARY GIARRATANO3 | 13309 W 73RD ST SHAWNEE, KS 66216 | AFLAC | $7 | — | $7 | 0.02% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 8404 W CENTER RD STE 112 OMAHA, NE 68124 | AFLAC | $4 | — | $4 | 0.01% |
| MARK FRIEHE3 Filed as: MARK E FRIEHE | 11218 JOHN GALT BLVD STE 101 OMAHA, NE 68137 | AFLAC | $3 | — | $3 | 0.01% |
| BRIAN MILLS3 | 1402 W LUCY WEBB RD RAYMORE, MO 64083 | AFLAC | $3 | — | $3 | 0.01% |
| JONI S WOBORNY BUNKER3 | 4610 LICHEN LANE MANHATTAN, KS 66503 | AFLAC | $2 | — | $2 | 0.00% |
| WILLIAM K TEICHGRAEBER3 | 931 167TH ST EUREKA, KS 67226 | AFLAC | $1 | — | $1 | 0.00% |
| IMA, INC.3 Filed as: IMA INC. | PO BOX 2992 WITCHITA, KS 67201 | SURENCY LIFE AND HEALTH | $142 | — | $142 | 0.85% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 135 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 4 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 139 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 276 | $1.5M |
| Dental | AETNA LIFE INSURANCE COMPANY | 276 | $1.5M |
| Vision | SURENCY LIFE AND HEALTH | 100 | $17K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 135 | $86K |
| Short-term disability | AFLAC | 44 | $46K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 135 | $86K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 276 | $1.5M |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 184 | $135K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 276 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.