| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS-WICHITA | 8110 E 32ND STREET, SUITE 100 WICHITA, KS 67226 | DELTA DENTAL OF KANSAS, INC. | $4K | — | $4K | 5.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS-WICHITA | 8110 E 32ND STREET, SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $507 | — | $507 | 0.70% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E 32ND STREET N, STE 100 WICHITA, KS 67226 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $10K | $1K | $11K | 22.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 615 E BRITTON RD OKLAHOMA CITY, OK 73114 | AETNA LIFE INSURANCE CO | — | $6K | $6K | 34.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E 32ND STREET N, STE 100 WICHITA, KS 67226 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $3K | $328 | $3K | 22.20% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SVCS-WICHITA | 8110 E 32ND STREET, SUITE 100 WICHITA, KS 67226 | SURENCY LIFE AND HEALTH | $934 | — | $934 | 10.01% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E 32ND STREET N, STE 100 WICHITA, KS 67226 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $1K | $146 | $1K | 18.13% |
| ROBERT L. PILCHER4 | 7867 SE 197TH TER LATHAM, KS 67072 | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | $2K | — | $2K | 28.72% |
| ROBERT L. PILCHER4 | 7867 SE 197TH TER LATHAM, KS 67072 | PRE-PAID LEGAL SERVICES, INC. DBA LEGALSHIELD | $1K | — | $1K | 42.83% |
| BRIAN TEICHMANN3 | 5804 W 50TH AVE HUTCHINSON, KS 67502 | AFLAC | $48 | — | $48 | 3.70% |
| MICHAEL HOWELL3 | 1501 N ROCKY CREEK RD WICHITA, KS 67230 | AFLAC | $41 | — | $41 | 3.16% |
| BRAD J SCHUMACHER3 | 2804 COUNTRY LN HAYS, KS 67601 | AFLAC | $25 | — | $25 | 1.93% |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | AFLAC | $3 | — | $3 | 0.23% |
| NATHAN L HARRISON3 | 16024 MANCHESTER RD 2ND FLOOR STE 200 ELLISVILLE, MO 63011 | AFLAC | $3 | — | $3 | 0.23% |
| JOHN A BACON3 | 1025 DURHAM GARDEN CT O FALLON, MO 63368 | AFLAC | $1 | — | $1 | 0.08% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2345 GRAND BLVD, SUITE 200 KANSAS CITY, MO 64108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3K | — | $3K | — |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2345 GRAND BLVD, SUITE 200 KANSAS CITY, MO 64108 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | — |
| JUSTIN C CARSON3 | 7701 E KELLOGG, SUITE 680 WICHITA, KS 67207 | CONTINENTAL AMERICAN INSURANCE COMPANY | $444 | — | $444 | — |
| KATHY A WIEDEMANN3 | 229 E WILLIAM WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $322 | — | $322 | — |
| BRIAN TEICHMANN3 Filed as: BRIAN B TEICHMANN | 1100 N AIRPORT ROAD, SUITE 114 HUTCHINSON, KS 67502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $182 | — | $182 | — |
| BRAD J SCHUMACHER3 | PO BOX 762 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $139 | — | $139 | — |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES INC | 8110 E 32ND STREET N, SUITE #100 WICHITA, KS 67226 | CONTINENTAL AMERICAN INSURANCE COMPANY | $134 | — | $134 | — |
| CURTIS D CROSSON3 | 10509 W SNOKOMO RD HUTCHINSON, KS 67502 | CONTINENTAL AMERICAN INSURANCE COMPANY | $131 | — | $131 | — |
| MICHAEL D CHRISMAN3 | 515 S MAIN ST, SUITE 105 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $73 | — | $73 | — |
| LESLIE B BERGSTROM3 | 407 WEST A PLAINS, KS 67869 | CONTINENTAL AMERICAN INSURANCE COMPANY | $64 | — | $64 | — |
| CALEB GILMOUR3 | 515 S MAIN, SUITE 501 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $58 | — | $58 | — |
| NATHNA L HARRISON3 | 16024 MANCHESTER ROAD, STE 111 ELLISVILLE, MO 63011 | CONTINENTAL AMERICAN INSURANCE COMPANY | $42 | — | $42 | — |
| KENNETH D MORRIS JR3 | 5410 PLYMOUTH DR LAWRENCE, KS 66049 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | — |
| CHRISTOPHER THOMAS HIPP3 Filed as: CHRISTOPHER T HIPP | 718 MAIN, SUITE 205 HAYS, KS 67601 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | — |
| JOHN A BACON3 | 1267 LEIGHTON HOLLOW DRIVE DARDENNE PRAIRIE, MO 63368 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | — |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE CO | 3 | $19K |
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KANSAS, INC. | 114 | $146K |
| Vision | SURENCY LIFE AND HEALTH | 53 | $9K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 172 | $58K |
| Short-term disability(3 contracts, 3 carriers) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 179 | $16K |
| Other(3 contracts, 2 carriers) | PRE-PAID LEGAL SERVICES, INC DBA LEGALSHIELD | 179 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 190 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.