| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | AETNA LIFE INSURANCE COMPANY | $13K | $0 | $13K | 1.02% |
| FRINGE INSURANCE BENEFITS, INC.3 Filed as: FRINGE INSURANCE BENEFITS INC. | 11910 ANDERSON MILL RD AUSTIN, TX 78726 | AETNA LIFE INSURANCE COMPANY | $9K | $0 | $9K | 0.71% |
| BUKATY COMPANIES3 | 4601 COLLEGE BLVD LEAWOOD, KS 66211 | UNUM LIFE INSURANCE COMPANY | $14K | $3K | $17K | 7.41% |
| FRINGE INSURANCE BENEFITS, INC.3 Filed as: FRINGE INSURANCE BENEFITS INC. | 11910 ANDERSON MILL RD AUSTIN, TX 78726 | UNUM LIFE INSURANCE COMPANY | $3K | $0 | $3K | 1.31% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BUKATY COMPANIES EIN 48-1224371 AGENT/BROKER | Insurance agents and brokers Service code 22 | — | $13K |
| FRIONGE INSURANCE BENEFITS AGENT/BROKER | Insurance agents and brokers Service code 22 | 11910 ANDERSON MILL RD AUSTIN, TX 78726 | $9K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 175 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 175 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | AETNA LIFE INSURANCE COMPANY | 155 | $1.3M |
| Dental | AETNA LIFE INSURANCE COMPANY | 155 | $1.3M |
| Vision | AETNA LIFE INSURANCE COMPANY | 155 | $1.3M |
| Life insurance | UNUM LIFE INSURANCE COMPANY | 175 | $234K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY | 175 | $234K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY | 175 | $234K |
| Prescription drug | AETNA LIFE INSURANCE COMPANY | 155 | $1.3M |
| Other | UNUM LIFE INSURANCE COMPANY | 175 | $234K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 175 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.