| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA INC. | 9393 W. 110TH ST. STE. 600 OVERLAND PARK, KS 66210 | AMERICAN FIDELITY ASSURANCE COMPANY | $759 | — | $759 | 1.81% |
| KANSAS MOTOR CARRIERS ASSOCIATION3 | PO BOX 1673 TOPEKA, KS 66601 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $477 | $477 | 1.14% |
| ASSURANCE AGENCY LTD3 Filed as: AMERICAN FIDELITY ASSURANCE COMPANY | PO BOX 25360 OKLAHOMA CITY, OK 731250360 | AMERICAN FIDELITY ASSURANCE COMPANY | -$3K | — | -$3K | -6.90% |
| IMA, INC.3 Filed as: IMA INC. | 9393 W. 110TH ST. STE. 600 OVERLAND PARK, KS 66210 | SURENCY LIFE AND HEALTH | $2K | — | $2K | 9.99% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $108 | $1K | 20.69% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $688 | $65 | $753 | 23.12% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $589 | $52 | $641 | 24.71% |
| IMA, INC.3 Filed as: IMA INC. | 9393 W. 110TH ST. STE. 600 OVERLAND PARK, KS 66210 | AMERICAN FIDELITY ASSURANCE COMPANY | $7 | — | $7 | 2.95% |
| KANSAS MOTOR CARRIERS ASSOCIATION3 | PO BOX 1673 TOPEKA, KS 66601 | AMERICAN FIDELITY ASSURANCE COMPANY | — | $4 | $4 | 1.69% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 205 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 207 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts, 2 carriers) | DELTA DENTAL OF KANSAS, INC. | 475 | $142K |
| Vision | SURENCY LIFE AND HEALTH | 134 | $24K |
| Life insurance(2 contracts, 2 carriers) | METROPOLITAN LIFE INSURANCE COMPANY | 475 | $29K |
| Short-term disability(3 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 32 | $45K |
| Long-term disability(2 contracts, 2 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 28 | $44K |
| Other(6 contracts, 4 carriers) | AMERICAN FIDELITY ASSURANCE COMPANY | 475 | $74K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 475 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.