| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MO-SRA | — | DELTA DENTAL OF KANSAS, INC. | $2K | — | $2K | 2.41% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS OF MISSOURI LLC | 4435 MAIN STREET 4TH FLOOR KANSAS CITY, MO 64111 | HARTFORD LIFE AND ACCIDENT | $6K | — | $6K | 19.99% |
| ASSUREDPARTNERS3 Filed as: ASSUREDPARTNERS NL LLC | 4500 TOWN CENTER DRIVE SUITE 200 JEFFERSONVILLE, IN 47130 | HARTFORD LIFE AND ACCIDENT | — | $243 | $243 | 0.80% |
| ROBERT E. MILLER INSURANCE AGENCY3 Filed as: ROBERT E MILLER INS AGCY INC | 903 EAST 104TH STREET SUITE 800 KANSAS CITY, MO 64131 | HARTFORD LIFE AND ACCIDENT | $3 | — | $3 | 0.01% |
| SRA INSURANCE AGENCY LLC3 | — | SURENCY LIFE AND HEALTH | $1K | — | $1K | 10.00% |
| SRA INSURANCE AGENCY LLC3 | 4435 MAIN STREET 4TH FLOOR KANSAS CITY, MO 64111 | MANHATTANLIFE | $493 | — | $493 | 5.35% |
| BUKATY COMPANIES3 Filed as: BUKATY COMPANIES INC | 4601 COLLEGE BOULEVARD SUITE 100 LEAWOOD, KS 66211 | MANHATTANLIFE | $305 | — | $305 | 3.31% |
| ASSUREDPARTNERS3 Filed as: ASSURED PARTNERS OF MISSOURI LLC-KA | 4435 MAIN STREET 4TH FLOOR KANSAS CITY, MO 64110 | MANHATTANLIFE | $120 | — | $120 | 1.30% |
| ROBERT E. MILLER INSURANCE AGENCY3 Filed as: ROBERT E MILLER INS AGY INC | 903 EAST 104TH STREET SUITE 800 KANSAS CITY, MO 64131 | MANHATTANLIFE | $30 | — | $30 | 0.33% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 157 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 2 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 159 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental(2 contracts) | DELTA DENTAL OF KANSAS, INC. | 106 | $67K |
| Vision(2 contracts) | SURENCY LIFE AND HEALTH | 88 | $13K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 157 | $30K |
| Short-term disability | MANHATTANLIFE | 21 | $9K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 157 | $30K |
| Other(2 contracts, 2 carriers) | HARTFORD LIFE AND ACCIDENT | 157 | $40K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 157 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.