| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 Filed as: IMA OF KANSAS INC | PO BOX 2992 WICHITA, KS 672012992 | HARTFORD LIFE AND ACCIDENT | $17K | $2K | $19K | 19.35% |
| IMA, INC.3 Filed as: IMA OF KANSAS | PO BOX 2992 WICHITA, KS 672012992 | DELTA DENTAL OF KANSAS INC | $5K | — | $5K | 6.03% |
| LARRY EDWIN HARMON3 | 1302 N LAWRENCE LN WICHITA, KS 67206 | AFLAC | $80 | — | $80 | 4.55% |
| DEBORAH JOHNSON3 Filed as: DEBORAH A JOHNSON | 441915 E HIGHWAY 60 VINITA, OK 74301 | AFLAC | $30 | — | $30 | 1.70% |
| SAMUEL A MCFALL3 | 609 N BROADWAY AVE WICHITA, KS 67214 | AFLAC | $29 | — | $29 | 1.65% |
| RODNEY G STORCK3 | 1006 S ZELTA ST WICHITA, KS 67207 | AFLAC | $26 | — | $26 | 1.48% |
| TERESA BURNETT3 | 1112 E JAMES ST DERBY, KS 67037 | AFLAC | $17 | — | $17 | 0.97% |
| GAIL A COE3 | 4600 FARMSTEAD CT BEL AIRE, KS 67220 | AFLAC | $11 | — | $11 | 0.63% |
| WILLINGHAM INC3 | 35354 MISSION BELLEVIEW RD LOUISBURG, KY 66053 | AFLAC | $8 | — | $8 | 0.45% |
| NATHAN L HARRISON3 | 2 CITYPLACE DR STE 30 CREVE COEUR, MO 63141 | AFLAC | $6 | — | $6 | 0.34% |
| MARC LUTHER HOMAN3 | 11828 W CENTRAL AVE STE 100 WICHITA, KS 67212 | AFLAC | $4 | — | $4 | 0.23% |
| JAMES W RAITT3 | 15833 SW 160TH ST ROSE HILL, KS 67133 | AFLAC | $2 | — | $2 | 0.11% |
| ASHLE BURNETT3 | 1112 E JAMES ST DERBY, KS 67037 | AFLAC | $2 | — | $2 | 0.11% |
| TERRY S DECKER3 | RR 2 BOX 22 TURPIN, OH 73950 | AFLAC | $1 | — | $1 | 0.06% |
| SCOTT D SWIMMER3 | 4553 W 138TH TER LEAWOOD, KS 66224 | AFLAC | $1 | — | $1 | 0.06% |
| JONI S WOBORNY BUNKER3 | 1837 VIRGINIA DR MANHATTAN, KS 66502 | AFLAC | $1 | — | $1 | 0.06% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 672012992 | SURENCY LIFE AND HEALTH | $1K | — | $1K | 100.00% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 197 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 1 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 198 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | DELTA DENTAL OF KANSAS INC | 102 | $84K |
| Vision | SURENCY LIFE AND HEALTH | 85 | $1K |
| Life insurance | HARTFORD LIFE AND ACCIDENT | 283 | $99K |
| Short-term disability | HARTFORD LIFE AND ACCIDENT | 283 | $99K |
| Long-term disability | HARTFORD LIFE AND ACCIDENT | 283 | $99K |
| Other(3 contracts, 3 carriers) | HARTFORD LIFE AND ACCIDENT | 283 | $104K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 283 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.