| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $35K | — | $35K | 13.40% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $38K | — | $38K | 16.70% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND SUITE 201 MANHATTAN, KS 66503 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $30K | — | $30K | 15.48% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $29K | — | $29K | 17.00% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $18K | — | $18K | 14.20% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL STE 1B MANHATTAN, KS 665033173 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $3K | $2K | $5K | 8.20% |
| WOODY FINANCIAL GROUP INC3 | 7311 W 130TH ST #130 OVERLAND PARK, KS 66213 | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | $111 | — | $111 | 0.18% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND SUITE 201 MANHATTAN, KS 66503 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $6K | — | $6K | 17.00% |
| DARRELL PHILLIPS INC3 | 215 SOUTHWIND PL STE 1B MANHATTAN, KS 665033173 | METROPOLITAN LIFE INSURANCE COMPANY | $3K | — | $3K | 17.51% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| BENEFIT MANAGEMENT INC CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | PO BOX 1090 GREAT BEND, KS 67530 | $252K |
| DARRELL PHILLIPS INC CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 215 SOUTHWIND, STE 201 MANHATTAN, KS 66503 | $137K |
| WPPA CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 1102 S. HILLSIDE WICHITA, KS 67211 | $64K |
| MEDTRAK CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 7101 COLLEGE BLVD, STE 1000 OVERLAND PARK, KS 66210 | $63K |
| MEDWATCH, LLC CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 120 INTERNATIONAL PKWY STE 220 LAKE MARY, FL 32746 | $27K |
| BKD, LLP PLAN AUDITOR | Accounting (including auditing) Service code 10 | 1551 N. WATERFRONT PARKWAY, STE 300 WICHITA, KS 67206 | $19K |
| FIRST HEALTH CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 23291 NETWORK PLACE CHICAGO, IL 606731232 | $16K |
| MIDLANDS CHOICE CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 8420 W DODGE ROAD STE 210 OMAHA, NE 68114 | $11K |
| KANSAS INSURANCE DEPARTMENT INSURANCE PROVIDED | Accounting (including auditing); Insurance services Service code 10 | 420 SW 9TH STREET TOPEKA, KS 66612 | $7K |
| ZELIS CLAIMS INTEGRITY INSURANCE SERVICES | Insurance services Service code 23 | 2 CROSSROADS DRIVE STE 101B BEDMINSTER, NJ 07921 | $5K |
| BKD WEALTH ADVISOR ACCOUNTING | Accounting (including auditing) Service code 10 | PO BOX 1190 SPRINGFIELD, MO 65801 | $5K |
| TRIA HEALTH CONTRACT ADMINISTRATOR | Contract Administrator Service code 13 | 7101 COLLEGE BLVD. STE 1000 OVERLAND PARK, KS 66210 | $5K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,189 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,189 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Dental | THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA | 82 | $61K |
| Vision | METROPOLITAN LIFE INSURANCE COMPANY | 30 | $19K |
| Life insurance | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,197 | $264K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,076 | $227K |
| Stop-loss / reinsurancereinsurance | COMPANION LIFE - SUMMIT REINSURANCE | 1,189 | $442K |
| Other(5 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 1,197 | $782K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,197 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Multiple-employer welfare arrangement. Specific regulatory and compliance context; specific consultant niche.