| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| IMA, INC.3 | 430 E DOUGLAS AVE STE 400 WICHITA, KS 67202 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 15.02% |
| SAIDA K SOSA3 Filed as: SAIDA KEREN SOSA-ARREDONDO | 4511 S FLORA CT WICHITA, KS 67215 | CONTINENTAL AMERICAN INSURANCE COMPANY | $395 | — | $395 | 3.09% |
| BRIAN M LEITZEL3 Filed as: BRIAN MATTHEW LEITZEL | 7920 W KELLOGG DR, STE 102 WICHITA, KS 67209 | CONTINENTAL AMERICAN INSURANCE COMPANY | $286 | — | $286 | 2.24% |
| NICOLE E ROONEY3 | 227 N PINE ST GODDARD, KS 67052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $239 | — | $239 | 1.87% |
| CALEB GILMOUR3 Filed as: CALEB J GILMOUR | 220 SWEETGUM CT ANDOVER, KS 67002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $142 | — | $142 | 1.11% |
| BARRY EUGENE PARKS3 | 104 W GOFF RD VALLEY CENTER, KS 67147 | CONTINENTAL AMERICAN INSURANCE COMPANY | $125 | — | $125 | 0.98% |
| RYAN ROONEY3 Filed as: RYAN PATRICK ROONEY | 227 N PINE ST GODDARD, KS 67052 | CONTINENTAL AMERICAN INSURANCE COMPANY | $46 | — | $46 | 0.36% |
| MARK ALAN BRYANT3 | 9122 W BIRCH LN WICHITA, KS 67212 | CONTINENTAL AMERICAN INSURANCE COMPANY | $44 | — | $44 | 0.34% |
| KEVIN D INGWERSON3 | 208 S PUTTER DR ANDOVER, KS 67002 | CONTINENTAL AMERICAN INSURANCE COMPANY | $27 | — | $27 | 0.21% |
| TANNER R KING3 Filed as: TANNER ROSS KING | 14820 E SIEFKES WICHITA, KS 67230 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2 | — | $2 | 0.02% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $807 | $749 | $2K | 20.78% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | VCP SERVICES, INC. | $622 | — | $622 | 10.00% |
| IMA, INC.3 | PO BOX 2992 WICHITA, KS 67201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $488 | $446 | $934 | 20.95% |
| IMA, INC.3 Filed as: IMA, INC | P O BOX 2992 WICHITA, KS 67201 | RELIANCE STANDARD LIFE INSURANCE COMPANY | $202 | — | $202 | 6.90% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST STE 310 OVERLAND PARK, KS 66207 | COMBINED INSURANCCE | $30 | — | $30 | 4.06% |
| NATIONAL INSURANCE MARKETING BROKER3 | 4551 W 107TH ST STE 310 OVERLAND PARK, KS 66207 | FIDELITY LIFE ASSOCIATION | $22 | — | $22 | 3.98% |
| NATIONAL INSURANCE MARKETING BROKER4 | 4551 W 107TH ST STE 310 OVERLAND PARK, KS 66207 | PRE-PAID LEGAL SERVICES INC DBA LEGALSHIELD | $29 | — | $29 | 15.18% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 121 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 121 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VCP SERVICES, INC. | 63 | $6K |
| Life insurance(2 contracts) | RELIANCE STANDARD LIFE INSURANCE COMPANY | 121 | $10K |
| Short-term disability | RELIANCE STANDARD LIFE INSURANCE COMPANY | 12 | $4K |
| Other(6 contracts, 5 carriers) | CONTINENTAL AMERICAN INSURANCE COMPANY | 121 | $25K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 121 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.