| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 200 BATON ROUGE, LA 70810 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $33K | $17K | $50K | 5.19% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2000 AUDUBON AVENUE, SUITE E THIBODAUX, LA 70301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $27K | $0 | $27K | 13.59% |
| MOHR BENEFITS LLC3 Filed as: MOHR BENEFITS, LLC | 248 HESPER AVENUE METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $7K | $2K | $9K | 16.90% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2000 AUDUBON AVENUE, SUITE E THIBODAUX, LA 70301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $15 | $4K | 7.64% |
| MICHELE MOHR PARADISE3 | 1705 RIDGELAKE DRIVE METAIRIE, LA 70001 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $132 | $1K | 2.69% |
| GARY L. ROSIERE3 | PO BOX 2721 GRETNA, LA 70054 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $135 | $1K | 2.68% |
| PATRICIA KAY TYREE3 | 818 MISSILE BASE ROAD JUDSONIA, AR 72081 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.30% |
| MJ INSURANCE3 Filed as: TED BENNETT AND VARIOUS AGENTS | 1087 ARISTIDES DRIVE BOWLING GREEN, KY 42104 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $564 | $161 | $725 | 1.32% |
| THERESA DIANE NETHERTON3 | 3368 DOVER CHRUCH ROAD GLASGOW, KY 42141 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $656 | $35 | $691 | 1.26% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 252 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 252 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 187 | $972K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 252 | $199K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 252 | $199K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 252 | $254K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 252 | $199K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 252 | $199K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 187 | $972K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 252 | $254K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 252 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.