| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| GALLAGHER BENEFIT SERVICES, INC.3 | 235 HIGHLANDIA DRIVE, SUITE 100 BATON ROUGE, LA 70810 | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | $19K | $18K | $36K | 5.23% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2000 AUDUBON AVENUE, SUITE E THIBODAUX, LA 70301 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $22K | $0 | $22K | 13.49% |
| GALLAGHER BENEFIT SERVICES, INC.3 | PO BOX 3009 ARLINGTON HEIGHTS, IL 60006 | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | $0 | $8K | $8K | 4.57% |
| MOHR BENEFITS LLC3 | 248 HESPER AVENUE METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $4K | $2K | $6K | 15.25% |
| GALLAGHER BENEFIT SERVICES, INC.3 | 2000 AUDUBON AVENUE, SUITE E THIBODAUX, LA 70301 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $2K | $89 | $2K | 6.14% |
| MICHELE MOHR PARADISE3 | 248 HESPER AVENUE METAIRIE, LA 70005 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $237 | $1K | 3.50% |
| PATRICIA KAY TYREE3 | 818 MISSILE BASE ROAD JUDSONIA, AR 72081 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $1K | $0 | $1K | 2.86% |
| GARY ROSIERE3 | PO BOX 2721 GRETNA, LA 70053 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $418 | $18 | $436 | 1.12% |
| GINGER MULLINS & COMPANY INC3 Filed as: GINGER MULLINS AND COMPANY INC. | 1 WEATHERSTONE POINT LITTLE ROCK, AR 72211 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $162 | $34 | $196 | 0.50% |
| MARTHA ELIZABETH WALTERS3 Filed as: MARTHA E. WALTERS AND OTHER AGENTS | 211 GLENN OAK BENTON, AR 72015 | COLONIAL LIFE AND ACCIDENT INSURANCE COMPANY | $150 | $3 | $153 | 0.39% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 233 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 233 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 136 | $694K |
| Dental | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $165K |
| Vision | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $165K |
| Life insurance(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $204K |
| Short-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $165K |
| Long-term disability | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $165K |
| Prescription drug | BLUE CROSS AND BLUE SHIELD OF LOUISIANA | 136 | $694K |
| Other(2 contracts, 2 carriers) | THE LINCOLN NATIONAL LIFE INSURANCE COMPANY | 233 | $204K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 233 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.