| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH INSURANCE COMPANY | $27K | — | $27K | 7.00% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $20K | — | $20K | 6.35% |
| EVAN B GERSON3 | 120 MARGUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $2K | — | $2K | 0.65% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH INSURANCE COMPANY | $14K | — | $14K | 6.03% |
| EVAN B GERSON3 | 120 MARGUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH INSURANCE COMPANY | $2K | — | $2K | 0.97% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $12K | — | $12K | 6.03% |
| EVAN B GERSON3 | 120 MARGUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $1K | — | $1K | 0.68% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH INSURANCE COMPANY | $12K | — | $12K | 6.24% |
| EVAN B GERSON3 | 120 MARGUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH INSURANCE COMPANY | $1K | — | $1K | 0.76% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $11K | — | $11K | 6.25% |
| EVAN B GERSON3 | 120 MARGUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $1K | — | $1K | 0.75% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $12K | — | $12K | 6.35% |
| EVAN B GERSON3 | 120 MARQUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $618 | — | $618 | 0.34% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $11K | — | $11K | 6.05% |
| EVAN B GERSON3 | 120 MARGUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH | $930 | — | $930 | 0.53% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 921018156 | UNITEDHEALTHCARE INSURANCE COMPANY | $13K | — | $13K | 7.83% |
| BEK RESOURCES LLC3 | 120 MARGUERITE DR. CRANBERRY TOWNSHIP, PA 160665007 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 0.89% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH INSURANCE COMPANY | $8K | — | $8K | 6.69% |
| EVAN B GERSON3 | 120 MARGUERITE DR., SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | PRIORITY HEALTH INSURANCE COMPANY | $380 | — | $380 | 0.31% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES INC. | 818 W. RIVERSIDE AVE., STE. 800 SPOKANE, WA 99201 | UMUM LIFE INSURANCE COMPANY OF AMERICA | $23K | $5K | $28K | 27.44% |
| BEK RESOURCES LLC3 | 8000 BROOKTREE RD., STE. 200 WEXFORD, PA 15090 | UMUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 2.13% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH INSURANCE COMPANY | $4K | — | $4K | 7.00% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $3K | — | $3K | 7.00% |
| ALLIANT INSURANCE SERVICES, INC.3 Filed as: ALLIANT INSURANCE SERVICES | PO BOX 8299 PASADENA, CA 911098299 | VISION SERVICE PLAN | $1K | — | $1K | 4.67% |
| BEK RESOURCES LLC3 | 8000 BROOKTREE RD., STE. 200 WEXFORD, PA 15090 | VISION SERVICE PLAN | -$19 | — | -$19 | -0.07% |
| MESIROW INSURANCE SERVICES INC3 Filed as: MESIROW INSURANCE SERVICES, INC. | 353 N. CLARK ST., STE.1100 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 12.12% |
| BEK RESOURCES LLC3 | 120 MARQUERITE DR. CRANBERRY TOWNSHIP, PA 160665007 | UNITEDHEALTHCARE INSURANCE COMPANY | $615 | — | $615 | 3.12% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $189 | — | $189 | 17.52% |
| BLAKE CHAPMAN3 | 353 N. CLARK ST., 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH INSURANCE COMPANY | $68 | — | $68 | 7.03% |
| BLAKE CHAPMAN3 | 353 NORTH CLARK STREET, 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $314 | — | $314 | 58.26% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 921012747 | LIFE INSURANCE COMPANY OF NORTH AMERICA | — | $1K | $1K | 385.29% |
| ALLIANT INSURANCE SERVICES, INC.3 | 353 NORTH CLARK STREET, SUITE 1100 CHICAGO, IL 606104712 | LIFE INSURANCE COMPANY OF NORTH AMERICA | -$458 | — | -$458 | -134.71% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 885 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 885 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(14 contracts, 2 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 64 | $2.1M |
| Dental | UNITEDHEALTHCARE INSURANCE COMPANY | 417 | $170K |
| Vision | VISION SERVICE PLAN | 202 | $28K |
| Life insurance | UNITEDHEALTHCARE INSURANCE COMPANY | 311 | $20K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 70 | $340 |
| Prescription drug(14 contracts, 2 carriers) | PRIORITY HEALTH INSURANCE COMPANY | 64 | $2.1M |
| Other(3 contracts, 3 carriers) | UMUM LIFE INSURANCE COMPANY OF AMERICA | 885 | $131K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 885 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Premium per covered life exceeds 2× the peer median for this NAICS + size cohort. Either richly-funded plan or struggling with a bad rate.