| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BLAKE CHAPMAN3 | 353 NORTH CLARK STREET, 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH | $26K | $0 | $26K | 3.99% |
| STEVEN M SMITH3 Filed as: STEVEN SMITH | 26255 AMERICAN DRIVE SOUTHFIELD, MI 48034 | PRIORITY HEALTH | $8K | $0 | $8K | 1.30% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET, SUITE 400 CHICAGO, IL 60654 | UNITEDHEALTHCARE INSURANCE COMPANY | $57K | $0 | $57K | 9.18% |
| ALLIANT INSURANCE SERVICES, INC.3 | 353 NORTH CLARK STREET, 10TH FLOOR CHICAGO, IL 60654 | DELTA DENTAL OF MICHIGAN | $3K | $0 | $3K | 2.64% |
| MEADOWBROOK INC3 Filed as: MEADOWBROOK INSURANCE GROUP | 26255 AMERICAN DRIVE SOUTHFIELD, MI 48034 | DELTA DENTAL OF MICHIGAN | $822 | $194 | $1K | 1.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | VISION SERVICE PLAN | $2K | $0 | $2K | 2.01% |
| BLAKE CHAPMAN3 | 353 NORTH CLARK STREET, 11TH FLOOR CHICAGO, IL 60654 | PRIORITY HEALTH INSURANCE COMPANY | $3K | $0 | $3K | 4.00% |
| STEVEN M SMITH3 Filed as: STEVEN SMITH | 26255 AMERICAN DRIVE SOUTHFIELD, MI 48034 | PRIORITY HEALTH INSURANCE COMPANY | $1K | $0 | $1K | 1.40% |
| ALLIANT INSURANCE SERVICES, INC.3 | 200 SOUTH WACKER DRIVE, SUITE 3030 CHICAGO, IL 60606 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $5K | $0 | $5K | 5.51% |
| MESIROW INSURANCE SERVICES INC3 | 353 NORTH CLARK STREET, SUITE 400 CHICAGO, IL 60654 | LIFE INSURANCE COMPANY OF NORTH AMERICA | $4K | $0 | $4K | 4.49% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $5K | $0 | $5K | 12.26% |
| MEADOWBROOK INC3 Filed as: MEADOWBROOK INSURANCE GROUP | 26255 AMERICAN DRIVE SOUTHFIELD, MI 48034 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $1K | $0 | $1K | 2.75% |
| ALLIANT INSURANCE SERVICES, INC.3 | PO BOX 8299 PASADENA, CA 91109 | UNITED OF OMAHA LIFE INSURANCE COMPANY | $4K | $0 | $4K | 15.00% |
| ALLIANT INSURANCE SERVICES, INC.3 | 353 NORTH CLARK STREET, SUITE 400 CHICAGO, IL 60654 | EYEMED | $1K | $0 | $1K | 6.31% |
| MEADOWBROOK INC3 Filed as: MEADOWBROOK INSURANCE GROUP | UNKNOWN SOUTHFIELD, MI 48034 | EYEMED | $581 | $0 | $581 | 3.52% |
| ALLIANT INSURANCE SERVICES, INC.3 | 701 B STREET, 6TH FLOOR SAN DIEGO, CA 92101 | EYEMED | $163 | $0 | $163 | 0.99% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,704 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,704 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | PRIORITY HEALTH | 222 | $735K |
| Dental(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,704 | $718K |
| Vision(2 contracts, 2 carriers) | VISION SERVICE PLAN | 735 | $110K |
| Life insurance(3 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 1,704 | $684K |
| Short-term disability | LIFE INSURANCE COMPANY OF NORTH AMERICA | 1,704 | $83K |
| Prescription drug(2 contracts, 2 carriers) | PRIORITY HEALTH | 222 | $735K |
| Other | UNITEDHEALTHCARE INSURANCE COMPANY | 1,704 | $617K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,704 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.