| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 152222602 | STANDARD INSURANCE COMPANY | $2K | — | $2K | 2.46% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 152222602 | VISION SERVICE PLAN | $1K | — | $1K | 5.51% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC | 210 SIXTH AVENUE 30TH FLOOR PITTSBURGH, PA 15222 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $842 | — | $842 | 7.21% |
| MJ INSURANCE3 Filed as: VARIOUS AGENTS | — | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $185 | — | $185 | 1.58% |
| ERIN MARSTELLER3 | 2104 EDWARD STREET BETHEL PARK, PA 15102 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $151 | — | $151 | 1.29% |
| JEFFREY CORREAL3 | 253 S MOUNT VERNON AVENUE UNIONTOWN, PA 15401 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $115 | — | $115 | 0.98% |
| LAWRENCE W LATTA3 Filed as: LAWRENCE LATTA | 125 TECHNOLOGY DRIVE, SUITE 201 CANONSBURG, PA 15317 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $107 | — | $107 | 0.92% |
| JMP BENEFITS GROUP INC3 Filed as: NC JMP BENEFITS GROUP I | 525 N MAIN STREET BUTLER, PA 16001 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $72 | — | $72 | 0.62% |
| BRIAN W PATTEN3 Filed as: BRIAN PATTEN | 120 MARQUERITE DRIVE, SUITE 101 CRANBERRY TOWNSHIP, PA 16066 | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | $64 | — | $64 | 0.55% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| MERITAN HEALTH EIN 16-1264154 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $47K |
| UNITED CONCORDIA EIN 25-1687586 CLAIMS ADMINISTRATOR | Claims processing Service code 12 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 142 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 11 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 153 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Vision | VISION SERVICE PLAN | 114 | $18K |
| Life insurance | STANDARD INSURANCE COMPANY | 142 | $83K |
| Short-term disability | STANDARD INSURANCE COMPANY | 142 | $83K |
| Long-term disability | STANDARD INSURANCE COMPANY | 142 | $83K |
| Stop-loss / reinsurancereinsurance | WESTPORT INSURANCE CORPORATION | 116 | $190K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY (AFLAC) | 13 | $12K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 142 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.