| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH AVENUE, 30TH FLOOR PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $486 | $430 | $916 | 1.53% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 1007 MUMMA REOAD SUITE 200 WORMLEYSBURG, PA 17043 | VISION SERVICE PLAN | $957 | — | $957 | 4.61% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC. | 210 SIXTH STREET 30TH FLOOR PITTSBURGH, PA 15222 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $1K | $69 | $1K | 14.74% |
| ASSUREDPARTNERS3 Filed as: THE HDH GROUP, INC., | 210 SIXTH STREET 30TH FLOOR PITTSBURGH, PR 15222 | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | $393 | — | $393 | 4.97% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 184 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 184 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical) | UPMC HEALTH PLAN | 319 | $86K |
| Dental | UNITED CONCORDIA LIFE AND HEALTH INSURANCE COMPANY | 289 | $8K |
| Vision | VISION SERVICE PLAN | 134 | $21K |
| Life insurance | UNUM LIFE INSURANCE COMPANY OF AMERICA | 184 | $60K |
| Short-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 184 | $60K |
| Long-term disability | UNUM LIFE INSURANCE COMPANY OF AMERICA | 184 | $60K |
| Other(2 contracts) | UNUM LIFE INSURANCE COMPANY OF AMERICA | 184 | $70K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 319 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.