| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | AETNA LIFE INSURANCE CO. | $75K | — | $75K | 4.27% |
| CRICHTON BRANDON JACKSON & WARD INC3 | 3011 ARMORY DRIVE SUITE 250 NASHVILLE, TN 37204 | AETNA LIFE INSURANCE CO. | $22K | — | $22K | 1.27% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE, LLC | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | PAN-AMERICAN LIFE INSURANCE COMPANY | $40K | — | $40K | 7.59% |
| CRICHTON BRANDON JACKSON & WARD INC3 Filed as: THE CRICHTON GROUP | 3011 ARMORY DRIVE SUITE 250 NASHVILLE, TN 37204 | PAN-AMERICAN LIFE INSURANCE COMPANY | $13K | — | $13K | 2.41% |
| THE PLEXUS GROUPE LLC3 | 21805 WEST FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | METROPOLITAN LIFE INSURANCE COMPANY | $4K | $4K | $9K | 3.76% |
| CRICHTON BRANDON JACKSON & WARD INC3 Filed as: THE CRICHTON-BRANDON JACKSON & WARD | 3011 ARMORY DRIVE SUITE 250 NASHVILLE, TN 37204 | METROPOLITAN LIFE INSURANCE COMPANY | $1K | $12 | $1K | 0.52% |
| THE PLEXUS GROUPE LLC3 | 21805 FIELD PARKWAY SUITE 300 DEER PARK, IL 60010 | SUN LIFE ASSURANCE COMPANY OF CANADA | $33K | — | $33K | 14.31% |
| CRICHTON BRANDON JACKSON & WARD INC3 Filed as: CRICHTON BRANDON JACKSON AND WARD I | 3011 ARMORY DRIVE SUITE 250 NASHVILLE, TN 37204 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 2.98% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE, LLC | 21805 FIELD PARKWAY DEER PARK, IL 60010 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $4K | — | $4K | 7.20% |
| THE PLEXUS GROUPE LLC3 Filed as: THE PLEXUS GROUPE, LLC | 21805 FIELD PARKWAY DEER PARK, IL 60010 | FIDELITY SECURITY LIFE INSURANCE COMPANY | $21 | — | $21 | 0.48% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,011 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 27 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 1,041 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | AETNA LIFE INSURANCE CO. | 503 | $2.3M |
| Dental | METROPOLITAN LIFE INSURANCE COMPANY | 1,011 | $233K |
| Vision(2 contracts) | FIDELITY SECURITY LIFE INSURANCE COMPANY | 781 | $59K |
| Life insurance | SUN LIFE ASSURANCE COMPANY OF CANADA | 831 | $233K |
| Short-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 831 | $233K |
| Long-term disability | SUN LIFE ASSURANCE COMPANY OF CANADA | 831 | $233K |
| Other(2 contracts, 2 carriers) | PAN-AMERICAN LIFE INSURANCE COMPANY | 831 | $756K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,011 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.
Schedule A presence shifted between filings (insured ↔ self-funded, or new contracts added/removed). Capture the transition window.