| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| RSC INSURANCE BROKERAGE INC3 | 160 FEDERAL STREET FLOOR 4 BOSTON, MA 02110 | UNITEDHEALTHCARE INSURANCE COMPANY | $65K | — | $65K | 4.12% |
| REUBEN WARNER ASSOCIATES, INC.3 Filed as: WARNER PACIFIC INSURANCE SERVICES | 32110 AGOURA ROAD WESTLAKE VILLAGE, CA 91361 | UNITEDHEALTHCARE INSURANCE COMPANY | $16K | — | $16K | 1.03% |
| RSC INSURANCE BROKERAGE INC3 | 2040 MAIN STREET SUITE 450 IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN INC | $38K | — | $38K | 3.81% |
| RSC INSURANCE BROKERAGE INC3 | 2040 MAIN STREET SUITE 450 IRVINE, CA 92614 | PRINCIPAL LIFE INSURANCE COMPANY | $53K | $20K | $74K | 8.56% |
| RSC INSURANCE BROKERAGE INC3 | 2040 MAIN STREET SUIITE 450 IRVINE, CA 92614 | KAISER FOUNDATION HEALTH PLAN INC | $9K | — | $9K | 4.13% |
| RSC INSURANCE BROKERAGE INC3 | 2040 MAIN STREET #450 IRVINE, CA 92614 | CONTINENTAL AMERICAN INSURANCE COMPANY | $2K | — | $2K | 23.27% |
| EPSIX, INC.3 Filed as: EPSIX, INC | 687 EAST BROADWAY MILFORD, CT 06460 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1K | — | $1K | 14.19% |
| RICKY SHIH3 Filed as: RICKY C SHIH | 50 WEST LEMON AVENUE SUITE 2 MONROVIA, CA 91016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $706 | — | $706 | 7.13% |
| JOY E GUNDERSON3 | 4531 VALLECITO LANE YORBA LINDA, CA 92886 | CONTINENTAL AMERICAN INSURANCE COMPANY | $305 | — | $305 | 3.08% |
| MICHAEL R. FISHER3 Filed as: MICHAEL R FISHER | 1540 SOUTH FAIRFAX AVE 8 LOS ANGELES, CA 90019 | CONTINENTAL AMERICAN INSURANCE COMPANY | $225 | — | $225 | 2.27% |
| RATTNAK SOKHOM3 | 50 WEST LEMON AVENUE SUITE 2 MONROVIA, CA 91016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $165 | — | $165 | 1.67% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN HAJIMOMEN | 1501 ORANGETHO RPE SUITE 108 FULLERTON, CA 90620 | CONTINENTAL AMERICAN INSURANCE COMPANY | $86 | — | $86 | 0.87% |
| JORDAN D EMMANS3 | 438 WEST 26TH AVENUE SPOKANE, WA 99203 | CONTINENTAL AMERICAN INSURANCE COMPANY | $77 | — | $77 | 0.78% |
| RICKY SHIH3 Filed as: RICKY C SHIH | 50 WEST LEMON AVENUE SUITE 2 MONROVIA, CA 91016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $56 | — | $56 | 0.57% |
| ANNA MARINEZ3 | 303 WEST ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $55 | — | $55 | 0.56% |
| JAMES ROBERT CONFORT3 Filed as: JAMES R CONFORT | 3 SUNSET LANE GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $45 | — | $45 | 0.45% |
| ELENA BOTELLO COLEMAN3 Filed as: ELENA A BOTELLO COLEMAN | 7312 YATES COURT MCLEAN, VA 22101 | CONTINENTAL AMERICAN INSURANCE COMPANY | $43 | — | $43 | 0.43% |
| DEBORAH DOUGHER3 Filed as: DEBORAH A DOUGHER | 1116 NORTH 18TH STREET ALLENTOWN, PA 18104 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.30% |
| NATHEN R KOOI3 | 350 BISHOPS WAY SUITE 105 BROOKFIELD, WI 53151 | CONTINENTAL AMERICAN INSURANCE COMPANY | $30 | — | $30 | 0.30% |
| DAVID J. RANDALL3 Filed as: DAVID J RANDALL | 519 SOUTH MADISON AVENUE MONROVIA, CA 91016 | CONTINENTAL AMERICAN INSURANCE COMPANY | $29 | — | $29 | 0.29% |
| JONATHAN ALI HAJIMOMEN3 Filed as: JONATHAN HAJIMOMEN | 1501 ORANGETHO RPE SUITE 108 FULLERTON, CA 90620 | CONTINENTAL AMERICAN INSURANCE COMPANY | $26 | — | $26 | 0.26% |
| MOLLY KURTZ3 Filed as: MOLLY M KURTZ | 1154 EAST 900 NORTH OSSIAN, IN 46777 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.15% |
| CHRIS D BOULDREY3 | 340 WOOD HILLS DRIVE CONCORD, MI 49237 | CONTINENTAL AMERICAN INSURANCE COMPANY | $15 | — | $15 | 0.15% |
| PATRICK R RUHLE3 | 200 GARDEN CITY PLAZA #410 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $14 | — | $14 | 0.14% |
| JOY E GUNDERSON3 Filed as: JOY ELIZABETH GUNDERSON | 4531 VALLECITO LANE YORBA LINDA, CA 92886 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.13% |
| DAVID SCHENKEL JR3 | 3746 COLLEGE AVENUE ELLICOTT CITY, MD 21043 | CONTINENTAL AMERICAN INSURANCE COMPANY | $13 | — | $13 | 0.13% |
| DANIEL A MARINEZ3 | 303 WEST ERIE SUITE 400 CHICAGO, IL 60654 | CONTINENTAL AMERICAN INSURANCE COMPANY | $10 | — | $10 | 0.10% |
| MORGAN E MARKOWSKI3 | 2725 SOUTH MOORLAND ROAD SUITE 301 NEW BERLIN, WI 53151 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.09% |
| WILLIAM WHICHER3 Filed as: WILLIAM H WHICHER | 200 GARDEN CITY PLAZA SUITE 502 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $9 | — | $9 | 0.09% |
| ROGERS BENEFIT GROUP INC3 Filed as: SHARON ROGERS | 207 CADLE AVENUE EDGEWATER, MD 21037 | CONTINENTAL AMERICAN INSURANCE COMPANY | $8 | — | $8 | 0.08% |
| KYLE G WHELTON3 | 2421A SOUTH 8TH STREET SHEBOYGAN, WI 53081 | CONTINENTAL AMERICAN INSURANCE COMPANY | $5 | — | $5 | 0.05% |
| JUSTIN D HARPER3 Filed as: JUSTIN HARPER | 5331 MEADOWBROOK DRIVE FORT WAYNE, IN 46835 | CONTINENTAL AMERICAN INSURANCE COMPANY | $4 | — | $4 | 0.04% |
| CHRISTOPHER TARI3 Filed as: CHRISTOPHER J TARI | 200 GARDEN CITY PLAZA SUITE 410 GARDEN CITY, NY 11530 | CONTINENTAL AMERICAN INSURANCE COMPANY | $3 | — | $3 | 0.03% |
| CHRIS KELLY3 | 1260 NORTH DUTTON SUITE 180 SANTA ROSA, CA 95401 | CONTINENTAL AMERICAN INSURANCE COMPANY | $1 | — | $1 | 0.01% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 878 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 878 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 418 | $2.8M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 914 | $861K |
| Vision | PRINCIPAL LIFE INSURANCE COMPANY | 914 | $861K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 914 | $861K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 914 | $861K |
| Other | CONTINENTAL AMERICAN INSURANCE COMPANY | 81 | $10K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 914 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Broker compensation exceeds 5% of premium. Either a small-plan minimum-fee dynamic or an inefficient broker structure ripe for a counter-bid.