| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| BB&T BARGER INSURANCE SERVICES, INC3 Filed as: BB&T BARGER INSURANCE SERVICES INC | 414 GALLIMORE DAIRY RD, STE F ATTN COMMISSIONS MANAGER GREENSBORO, NC 274099693 | PRINCIPAL LIFE INSURANCE COMPANY | $18K | $1K | $19K | 8.01% |
| BB&T REGINAL INS3 | 414 GALLIMORE DAIRY RD, STE F GREENSBORO, NC 274099509 | PRINCIPAL LIFE INSURANCE COMPANY | $12K | — | $12K | 5.19% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 292216486 | PRINCIPAL LIFE INSURANCE COMPANY | $7K | — | $7K | 3.09% |
| GARRY LYNN JOHNSON3 | 3850 BASELINE RD STE 121 MESA, AZ 852064404 | PRINCIPAL LIFE INSURANCE COMPANY | — | $922 | $922 | 0.38% |
| THE BENEFIT COMPANY INC3 | PO BOX 211486 COLUMBIA, SC 29221 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 11.58% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 3605 GLENWOOD AVE SUITE 190 RALEIGH, NC 276124959 | AMERICAN HERITAGE LIFE INSURANCE COMPANY | $4K | — | $4K | 11.53% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 250 W FIRST ST #100 PO BOX 168 WINSTON SALEM, NC 271020168 | AMERITAS LIFE INSURANCE CORP. | $2K | — | $2K | 10.00% |
| BB&T INSURANCE SERVICES, INC.3 Filed as: BB&T INSURANCE SERVICES INC | 47 AIRPARK CT PO BOX 27149 GREENVILLE, SC 296162149 | AMERITAS LIFE INSURANCE CORP. | — | $610 | $610 | 3.37% |
No Schedule C service providers reported on this filing.
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 147 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 0 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 147 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(2 contracts, 2 carriers) | UNITEDHEALTHCARE INSURANCE COMPANY | 210 | $1.1M |
| Dental | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $241K |
| Vision | AMERITAS LIFE INSURANCE CORP. | 281 | $18K |
| Life insurance | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $241K |
| Short-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $241K |
| Long-term disability | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $241K |
| Prescription drug | UNITEDHEALTHCARE INSURANCE COMPANY | 210 | $1.0M |
| Other(2 contracts, 2 carriers) | PRINCIPAL LIFE INSURANCE COMPANY | 331 | $274K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 331 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.