| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| UMR, INC.3 | 11 SCOTT ST, STE 100 WAUSAU, WI 54403 | SUN LIFE ASSURANCE COMPANY OF CANADA | $0 | $3K | $3K | 0.72% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 52406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $3K | — | $3K | 0.93% |
| UNITED BENEFIT ADVISORS LLC3 | 20 N WACKER DR, STE 500 CHICAGO, IL 60606 | SUN LIFE ASSURANCE COMPANY OF CANADA | $2K | — | $2K | 0.46% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | DELTA DENTAL OF IOWA | $3K | $296 | $3K | 2.79% |
| GALLAGHER BENEFIT SERVICES, INC.3 Filed as: GALLAGHER BENEFIT SERVICES | 2850 GOLF ROAD ROLLING MEADOWS, IL 60008 | DELTA DENTAL OF IOWA | $882 | — | $882 | 0.82% |
| MELODY B THOMPSON3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $3K | $115 | $3K | 3.02% |
| MELODY B THOMPSON3 | 1212 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $3K | $83 | $3K | 2.99% |
| JESSE VAL CURRIER3 | 2011 ELMWOOD DR BROOKINGS, SD 57006 | AFLAC | $2K | $314 | $3K | 2.82% |
| LARRY A. VOGT3 Filed as: LARRY A VOGT | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | AFLAC | $2K | — | $2K | 2.15% |
| AWS INC3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $1K | $12 | $1K | 1.38% |
| TRACY L HOSTLER3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $909 | $117 | $1K | 1.14% |
| CIERRA JILL MURPHY3 | 1212 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $791 | $142 | $933 | 1.04% |
| JACQUELINE C NELSON3 | 1833 9TH AVE S BROOKINGS, SD 57006 | AFLAC | $672 | $25 | $697 | 0.78% |
| GLEN TURNER3 | 1413 N PINERIDGE CIR SIOUX FALLS, SD 57107 | AFLAC | $560 | $22 | $582 | 0.65% |
| DONNA K BYE3 | 2326 S LAKEPORT ST SIOUX CITY, IA 51106 | AFLAC | $333 | $55 | $388 | 0.43% |
| KATHRYN REISWIG3 | 920 N CHICAGO APT 3 MADISON, SD 57042 | AFLAC | $315 | $61 | $376 | 0.42% |
| JACKIE M HOERNER3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $266 | — | $266 | 0.30% |
| KRISTIN KRUEGER3 | 804 KENT ST HARRISBURG, SD 57032 | AFLAC | $246 | — | $246 | 0.27% |
| DAVID P AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $204 | — | $204 | 0.23% |
| SARA KNEIP3 | 1218 6TH ST BROOKINGS, SD 57006 | AFLAC | $197 | — | $197 | 0.22% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $160 | — | $160 | 0.18% |
| BOEN & ASSOCIATES INC3 Filed as: BOEN & ASSOCIATES | 307 W 41ST ST SIOUX FALLS, SD 57105 | AFLAC | $143 | — | $143 | 0.16% |
| CASSIDY A GOLDSTINE3 | 7501 S DENTON AVE SIOUX FALLS, SD 57108 | AFLAC | $89 | — | $89 | 0.10% |
| DARREN J FERNER3 | 301 BOBWHITE CIR DAKOTA DUNES, SD 57049 | AFLAC | $77 | $11 | $88 | 0.10% |
| MARY E NOSBUSH3 | PO BOX 14 GARY, SD 57237 | AFLAC | $64 | — | $64 | 0.07% |
| CASSIDY A GOLDSTINE3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $62 | — | $62 | 0.07% |
| JADE COMPANIES LLC3 | 1212 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $55 | — | $55 | 0.06% |
| JADE COMPANIES LLC3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $47 | — | $47 | 0.05% |
| STAN DALZELL3 | 956 BRYANT AVE LINWOOD, NJ 08221 | AFLAC | $46 | — | $46 | 0.05% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $43 | — | $43 | 0.05% |
| JOLYNNE M MACK3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $43 | — | $43 | 0.05% |
| STEPHANIE MARIE TOL3 | 48352 SD HIGHWAY 30 WHITE, SD 57276 | AFLAC | $5 | $33 | $38 | 0.04% |
| RICHARD H TOBIAS3 | 416 W JEFFERSON AVE LINWOOD, NJ 08221 | AFLAC | $35 | — | $35 | 0.04% |
| DONALD D ONEILL3 Filed as: DONALD O'NEILL | 8716 W 32ND ST APT 48 SIOUX FALLS, SD 57106 | AFLAC | $28 | — | $28 | 0.03% |
| RIVER VIEW INC3 | 43127 NW JIM RIVER RD LESTERVILLE, SD 57040 | AFLAC | $28 | — | $28 | 0.03% |
| SHERRY M ADAMS3 | 7227 W LANCASTER CIR SIOUX FALLS, SD 57106 | AFLAC | $27 | — | $27 | 0.03% |
| ABBY J BREITLING3 | 3500 S PHILLIPS AVE STE 101 SIOUX FALLS, SD 57105 | AFLAC | $27 | — | $27 | 0.03% |
| STAN DALZELL3 | 100 SHORE RD APT F11 SOMERS POINT, NJ 08244 | AFLAC | $22 | — | $22 | 0.02% |
| CRAIG S STADTFELD3 | 1919 W 57TH ST STE 101 SIOUX FALLS, SD 57108 | AFLAC | $22 | — | $22 | 0.02% |
| RONDA ROSE-KAYSER3 Filed as: RONDA ROSE KAYSER | 2320 SIENNA CIR TEA, SD 57064 | AFLAC | $21 | — | $21 | 0.02% |
| LORENZO V CUTAIA3 | 123 AZALEA LN EGG HARBOR, NJ 08234 | AFLAC | $15 | — | $15 | 0.02% |
| VICKI L ANDERSON3 | 6304 HARDWOOD LN CICERO, NY 13039 | AFLAC | $14 | — | $14 | 0.02% |
| NANCY R VANDENBERGE3 | 5209 S SAND CHERRY CIR SIOUX FALLS, SD 57108 | AFLAC | $10 | — | $10 | 0.01% |
| PATRICK O'LEARY3 | 203 W BRIDGE ST REDWOOD FALLS, MN 56283 | AFLAC | $9 | — | $9 | 0.01% |
| LISA K UHLIR3 | 8516 E WILLOW RIDGE PL SIOUX FALLS, SD 57110 | AFLAC | $9 | — | $9 | 0.01% |
| DOUGLAS HASLIP3 | 7227 W LANCASTER CIR SIOUX FALLS, SD 57106 | AFLAC | $8 | — | $8 | 0.01% |
| ALBERT SHUST3 | 200 CENTENNIAL AVE STE 105 PISCATAWAY, NJ 08854 | AFLAC | $6 | — | $6 | 0.01% |
| BARRY CAMPBELL3 | 2798 COUNTY ROAD 80 ALGER, OH 45812 | AFLAC | $6 | — | $6 | 0.01% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL J TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $6 | — | $6 | 0.01% |
| DAWN A BRADLEY3 | 46320 CAPE TRL CLEVELAND, MN 56017 | AFLAC | $5 | — | $5 | 0.01% |
| BRICE L CAMPBELL3 | 360 LIBERTY HEIGHTS DR CHASKA, MN 55318 | AFLAC | $5 | — | $5 | 0.01% |
| GREGORY PROSCH3 | 9712 ALMOND AVE N MINNEAPOLIS, MN 55443 | AFLAC | $4 | — | $4 | 0.00% |
| PATRICIA A EDWARDS3 | 37454 HILLTOP DR WASECA, MN 56093 | AFLAC | $3 | — | $3 | 0.00% |
| TAMARA WILLIAMS3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $3 | — | $3 | 0.00% |
| BRIAN M LEYPOLDT3 | 67 ALLISON PL EGG HARBOR TWP, NJ 08234 | AFLAC | $3 | — | $3 | 0.00% |
| TAMARA WILLIAMS3 | 5409 CANNA CT PORT ORANGE, FL 32128 | AFLAC | $3 | — | $3 | 0.00% |
| VAN ENGELENHOVEN AGENCY INC3 | 122 CENTRAL AVE SW ORANGE CITY, IA 51041 | AFLAC | $2 | — | $2 | 0.00% |
| RUSSELL M FERREE3 | 17804 N PHOENICIAN DR SURPRISE, AZ 85374 | AFLAC | $2 | — | $2 | 0.00% |
| MARY BRENDE3 Filed as: MARY M BRENDE | 3101 E 33RD ST SIOUX FALLS, SD 57103 | AFLAC | $2 | — | $2 | 0.00% |
| JON G HANSEN3 | PO BOX 343 SLEEPY EYE, MN 56085 | AFLAC | $2 | — | $2 | 0.00% |
| CHARLES L GRAY3 | 3122 MARIAS DR FORT WAYNE, IN 46815 | AFLAC | $1 | — | $1 | 0.00% |
| ALLIE VANDENBERGE3 | 1004 ASH GROVE ST HARRISBURG, SD 57032 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL C WALKER3 Filed as: MICHAEL J SHIOMOS | 44 MONROE DR CLEMENTON, NJ 08021 | AFLAC | $1 | — | $1 | 0.00% |
| CORY L CAMPBELL3 | 13139 FERRIS CT APPLE VALLEY, MN 55124 | AFLAC | $1 | — | $1 | 0.00% |
| TESS BRANT3 Filed as: TESS M BRANT | 1509 E 18TH ST SPENCER, IA 51301 | AFLAC | $1 | — | $1 | 0.00% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $1 | — | $1 | 0.00% |
| TIMOTHY MCDERMOTT3 | 150 ALLEN RD STE 10 BASKING RIDGE, NJ 07920 | AFLAC | $1 | — | $1 | 0.00% |
| MATTHEW R LORENZ3 | 1021 PROSPECT POINTE RD JORDAN, MN 55352 | AFLAC | $0 | — | $0 | 0.00% |
| JANE W BARNHILL3 Filed as: JANE M POTTEBAUM | 19258 HAWTHORNE AVE CARROLL, IA 51401 | AFLAC | $0 | — | $0 | 0.00% |
| WORTHAM SAN ANTONIO INC3 Filed as: JOHN A PITUCH | PO BOX 335 SPARTA, NJ 07871 | AFLAC | $0 | — | $0 | 0.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $15K | — | $15K | 20.32% |
| THE VOGT GROUP3 Filed as: VOGT GROUP, INC. | 1055 UNIVERSITY AVE DUBUQUE, IA 52001 | HCC LIFE INSURANCE COMPANY | $5K | — | $5K | 10.05% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $4K | — | $4K | 8.96% |
| THE VOGT GROUP3 Filed as: VOGT GROUP, INC | 1055 UNIVERSITY AVE DUBUQUE, IA 52001 | HCC LIFE INSURANCE COMPANY | $5K | — | $5K | 10.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 520037603 | VISION SERVICE PLAN | $1K | — | $1K | 3.43% |
| HORAK INSURANCE, INC.3 | 115 E WASHINGTON ST. WASHINGTON, IA 523532022 | VISION SERVICE PLAN | $250 | — | $250 | 0.60% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | VISION SERVICE PLAN | $1K | — | $1K | 3.23% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 520037603 | VISION SERVICE PLAN | $397 | — | $397 | 1.16% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, L.C. | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | VISION SERVICE PLAN | $3K | — | $3K | 8.41% |
| BRITNEY J GOODDING3 | 1716 S 9TH AVE ELDRIDGE, IA 52748 | AFLAC | $2K | $41 | $2K | 7.59% |
| LARRY A. VOGT3 Filed as: LARRY A VOGT | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | AFLAC | $940 | — | $940 | 2.94% |
| TONYA L REMLEY3 | 1225 E RIVER DR STE 302 DAVENPORT, IA 52803 | AFLAC | $428 | $8 | $436 | 1.36% |
| DONNA R WATSON3 | 1225 E RIVER DR STE 315 DAVENPORT, IA 52803 | AFLAC | $345 | — | $345 | 1.08% |
| MATTHEW J SCHNEIDER3 | 1225 E RIVER DR DAVENPORT, IA 52803 | AFLAC | $156 | — | $156 | 0.49% |
| MATTHEW J SCHNEIDER3 | 1225 E RIVER DR DAVENPORT, IA 52803 | AFLAC | $66 | — | $66 | 0.21% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $47 | — | $47 | 0.15% |
| DAVID C CLOUD JR3 | 12 TRENT DR SE ROME, GA 30161 | AFLAC | $26 | — | $26 | 0.08% |
| LAUREN E WEIBERT3 | 1723A NUBELL ST NASHVILLE, TN 37208 | AFLAC | $19 | — | $19 | 0.06% |
| SCOTT R FRITCHER3 | 3511 131ST ST URBANDALE, IA 50323 | AFLAC | $18 | — | $18 | 0.06% |
| KAE HUGHES3 | 1805 30TH ST MOLINE, IL 61265 | AFLAC | $13 | — | $13 | 0.04% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $13 | — | $13 | 0.04% |
| KACY A GRUENKEMEYER3 | 543 ALSTON DR CHATTANOOGA, TN 37419 | AFLAC | $9 | — | $9 | 0.03% |
| CASSIDY A GOLDSTINE3 | 7501 S DENTON AVE SIOUX FALLS, SD 57108 | AFLAC | $9 | — | $9 | 0.03% |
| MELODY B THOMPSON3 | 1212 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $7 | — | $7 | 0.02% |
| ALEXANDER B WARD3 | 5194 FOREST VIEW CT SE MABLETON, GA 30126 | AFLAC | $7 | — | $7 | 0.02% |
| AMY A O SHIELDS3 | 5159 CALGARY DR DOUGLASVILLE, GA 30135 | AFLAC | $7 | — | $7 | 0.02% |
| DAVID P AESOPH3 | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $5 | — | $5 | 0.02% |
| MICHAEL D EVANS JR3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $5 | — | $5 | 0.02% |
| MELODY B THOMPSON3 | 518 MAIN AVE BROOKINGS, SD 57006 | AFLAC | $4 | — | $4 | 0.01% |
| BERNARD J BRAZEAU3 | 6705 GRIMES ST INDIANOLA, IA 50125 | AFLAC | $4 | — | $4 | 0.01% |
| HEATHER D SWANSON3 | 4517 49TH PL DES MOINES, IA 50310 | AFLAC | $4 | — | $4 | 0.01% |
| CASSIDY A GOLDSTINE3 | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $4 | — | $4 | 0.01% |
| SARA KNEIP3 | 1218 6TH ST BROOKINGS, SD 57006 | AFLAC | $3 | — | $3 | 0.01% |
| BRADY L WEISENBERGER3 | 4840 AMBER VALLEY PKWY S STE C FARGO, ND 58104 | AFLAC | $1 | — | $1 | 0.00% |
| JOLYNNE M MACK3 | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $1 | — | $1 | 0.00% |
| BRITNEY J GOODDING3 | 1716 S 9TH AVE ELDRIDGE, IA 52748 | AFLAC | $1K | $42 | $1K | 4.09% |
| LARRY A. VOGT3 Filed as: LARRY A VOGT | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | AFLAC | $560 | — | $560 | 1.92% |
| DONNA R WATSON3 | 1225 E RIVER DR STE 315 DAVENPORT, IA 52803 | AFLAC | $422 | $2 | $424 | 1.46% |
| MATTHEW J SCHNEIDER3 | 1225 E RIVER DR STE 307 DAVENPORT, IA 52803 | AFLAC | $205 | — | $205 | 0.70% |
| TONYA L REMLEY3 | 1225 E RIVER DR STE 302 DAVENPORT, IA 52803 | AFLAC | $123 | $8 | $131 | 0.45% |
| STEPHANIE M MORRIS3 | 4479 BUNKER HILL DR BETTENDORF, IA 52722 | AFLAC | $119 | — | $119 | 0.41% |
| LAUREN E WEIBERT3 | 1723A NUBELL ST NASHVILLE, TN 37208 | AFLAC | $63 | — | $63 | 0.22% |
| SUSAN M PRAUL3 | 3461 29TH ST BETTENDORF, IA 52722 | AFLAC | $57 | — | $57 | 0.20% |
| MATTHEW J SCHNEIDER3 | 1225 E RIVER DR DAVENPORT, IA 52803 | AFLAC | $46 | — | $46 | 0.16% |
| DOREEN R TOWNSEND3 | 341 W HEATHER GLEN DR ELDRIDGE, IA 52748 | AFLAC | $29 | — | $29 | 0.10% |
| SCOTT R FRITCHER3 | 3511 131ST ST URBANDALE, IA 50323 | AFLAC | $29 | — | $29 | 0.10% |
| AUSTIN J PETERSON3 | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $28 | — | $28 | 0.10% |
| KAE HUGHES3 | 1805 30TH ST MOLINE, IL 61265 | AFLAC | $28 | — | $28 | 0.10% |
| ROBERT M DEARING3 | 305 MELROSE MONTEBELLO PKWY NATCHEZ, MS 39120 | AFLAC | $12 | — | $12 | 0.04% |
| AON CONSULTING INC3 Filed as: C HEWITT INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $8 | — | $8 | 0.03% |
| MATTHEW D BUTLER3 | 123 CENTER PARK DR STE 102 KNOXVILLE, TN 37922 | AFLAC | $5 | — | $5 | 0.02% |
| D P SMITH3 | 519 SHALOM WAY FLOWOOD, MS 39232 | AFLAC | $4 | — | $4 | 0.01% |
| J DAVID BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $2 | — | $2 | 0.01% |
| HEATHER D SWANSON3 | 4517 49TH PL DES MOINES, IA 50310 | AFLAC | $1 | — | $1 | 0.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 8.85% |
| THE VOGT GROUP3 Filed as: THE VOGT GROUP INC | 1055 UNIVERSITY AVE DUBUQUE, IA 52001 | UNITED HEALTHCARE INSURANCE COMPANY | $2K | — | $2K | 10.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $727 | — | $727 | 15.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | 11 SCOTT STREET WAUSAU, WI 544034808 | $262K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,069 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,072 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(4 contracts, 2 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | 264 | $2.6M |
| Dental | DELTA DENTAL OF IOWA | 242 | $107K |
| Vision(3 contracts) | VISION SERVICE PLAN | 228 | $110K |
| Life insurance(5 contracts, 2 carriers) | AFLAC | 1,254 | $253K |
| Short-term disability(4 contracts, 2 carriers) | AFLAC | 155 | $200K |
| Long-term disability(5 contracts, 2 carriers) | AFLAC | 155 | $205K |
| Stop-loss / reinsurancereinsurance(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 314 | $1.1M |
| Other(8 contracts, 4 carriers) | AFLAC | 1,254 | $376K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 1,254 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Primary broker changed. Recently changed advisors; vulnerable to a second-look pitch or hostile takeover.