| Broker | Address | Carrier | Commissions | Fees | Total comp | % of premium |
|---|---|---|---|---|---|---|
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 52406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $24K | — | $24K | 5.00% |
| UNITED BENEFIT ADVISORS LLC3 | 20 N WACKER DR, STE 500 CHICAGO, IL 60606 | SUN LIFE ASSURANCE COMPANY OF CANADA | $12K | — | $12K | 2.50% |
| UMR, INC.3 | 11 SCOTT ST, STE 100 WAUSAU, WI 54403 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $6K | $6K | 1.22% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 52406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $18K | — | $18K | 5.00% |
| UNITED BENEFIT ADVISORS LLC3 | 20 N WACKER DR, STE 500 CHICAGO, IL 60606 | SUN LIFE ASSURANCE COMPANY OF CANADA | $9K | — | $9K | 2.50% |
| UMR, INC.3 | 11 SCOTT ST, STE 100 WAUSAU, WI 54403 | SUN LIFE ASSURANCE COMPANY OF CANADA | — | $2K | $2K | 0.70% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 52406 | SUN LIFE ASSURANCE COMPANY OF CANADA | $15K | — | $15K | 4.54% |
| UNITED BENEFIT ADVISORS LLC3 | 20 N WACKER DR, STE 500 CHICAGO, IL 60606 | SUN LIFE ASSURANCE COMPANY OF CANADA | $7K | — | $7K | 2.27% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LLC | PO BOX 1863 CEDAR RAPIDS, IA 52406 | DELTA DENTAL OF IOWA | $4K | — | $4K | 3.78% |
| MELODY B THOMPSON3 Filed as: MELODY THOMPSON | 1212 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $4K | $251 | $4K | 5.47% |
| JACKIE M HOERNER3 Filed as: JACKIE HOERNER | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $2K | $269 | $2K | 2.43% |
| TRACY L HOSTLER3 Filed as: TRACY HOSTLER | 3922 S WESTERN AVE SIOUX FALLS, SD 57105 | AFLAC | $2K | $124 | $2K | 2.34% |
| CIERRA JILL MURPHY3 Filed as: CIERRA MURPHY | 1212 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $1K | — | $1K | 1.84% |
| LARRY A. VOGT3 Filed as: LARRY VOGT | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | AFLAC | $1K | — | $1K | 1.76% |
| JESSE VAL CURRIER3 Filed as: JESSE CURRIER | 2011 ELMWOOD DR BROOKINGS, SD 57006 | AFLAC | $1K | $11 | $1K | 1.47% |
| STEPHANIE MARIE TOL3 Filed as: STEPHANIE TOL | 48352 SD HIGHWAY 30 WHITE, SD 57276 | AFLAC | $825 | $12 | $837 | 1.07% |
| DAVID J MCCLELLAN3 Filed as: DAVID AESOPH | 2700 W NICOLE DR SIOUX FALLS, SD 57105 | AFLAC | $230 | — | $230 | 0.29% |
| SARA KNEIP3 | 1218 6TH ST BROOKINGS, SD 57006 | AFLAC | $225 | — | $225 | 0.29% |
| BOEN & ASSOCIATES INC3 Filed as: BOEN & ASSOCIATES | 307 W 41ST ST SIOUX FALLS, SD 57105 | AFLAC | $213 | $8 | $221 | 0.28% |
| MICHAEL D EVANS JR3 Filed as: MICHAEL EVANS, JR | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $188 | — | $188 | 0.24% |
| JADE COMPANIES LLC3 Filed as: JADE COMPANIES, LLC | 1212 MAIN AVE S BROOKINGS, SD 57006 | AFLAC | $158 | — | $158 | 0.20% |
| CASSIDY A GOLDSTINE3 Filed as: CASSIDY GOLDSTINE | 7501 DENTON AVE SIOUX FALLS, SD 57108 | AFLAC | $152 | — | $152 | 0.19% |
| GLEN TURNER3 | 1413 N PINERIDGE CIR SIOUX FALLS, SD 57107 | AFLAC | $143 | — | $143 | 0.18% |
| DONALD D ONEILL3 Filed as: DONALD O'NEILL | 8716 W 32ND ST, APT 48 SIOUX FALLS, SD 57106 | AFLAC | $133 | $10 | $143 | 0.18% |
| NANCY R VANDENBERGE3 Filed as: NANCY VANDENBERGE | 5209 S SAND CHERRY CIR SIOUX FALLS, SD 57108 | AFLAC | $69 | — | $69 | 0.09% |
| MARY E NOSBUSH3 Filed as: MARY NOSBUSH | PO BOX 14 GARY, SD 57237 | AFLAC | $64 | — | $64 | 0.08% |
| BRADY WEISENBERGER3 | 4840 AMBER VALLEY PWKY S, STE C FARGO, ND 58104 | AFLAC | $61 | — | $61 | 0.08% |
| JOLYNNE M MACK3 Filed as: JOLYNNE MACK | 113 5TH ST SE WATERTOWN, SD 57201 | AFLAC | $61 | — | $61 | 0.08% |
| AWS INC3 Filed as: AWS, INC | 1919 W 57TH ST, STE 101 SIOUX FALLS, SD 57108 | AFLAC | $47 | — | $47 | 0.06% |
| ABBY J BREITLING3 Filed as: ABBY BREITLING | 3500 S PHILLIPS AVE, STE 101 SIOUX FALLS, SD 57105 | AFLAC | $42 | — | $42 | 0.05% |
| RONDA ROSE-KAYSER3 | 2320 SIENNA CIR TEA, SD 57064 | AFLAC | $37 | — | $37 | 0.05% |
| RIVER VIEW INC3 Filed as: RIVER VIEW, INC | 43127 NW JIM RIVER RD LESTERVILLE, SD 57040 | AFLAC | $28 | — | $28 | 0.04% |
| LISA A PERRI3 Filed as: LISA UHLIR | 8516 E WILLOW RIDGE PL SIOUX FALLS, SD 57110 | AFLAC | $9 | — | $9 | 0.01% |
| MARY BRENDE3 | 3101 E 33RD ST SIOUX FALLS, SD 57103 | AFLAC | $9 | — | $9 | 0.01% |
| MICHAEL C WALKER3 Filed as: MICHAEL TOMLINSON | 40 PARADISE DR WATERTOWN, SD 57201 | AFLAC | $8 | — | $8 | 0.01% |
| LINDA F LEE3 Filed as: LINDA LEE | 2120 HAVEN CREST DR CHATTANOOGA, TN 37421 | AFLAC | $8 | — | $8 | 0.01% |
| MICHAEL BOLGER3 | 128 WOODLAND DR MADISON, SD 57042 | AFLAC | $5 | — | $5 | 0.01% |
| GRANT KLEIN3 | 2894 300TH ST HULL, IA 51239 | AFLAC | $4 | — | $4 | 0.01% |
| ALLIE VANDENBERGE3 | 3130 W 57TH ST, STE 106 SIOUX FALLS, SD 57108 | AFLAC | $3 | — | $3 | 0.00% |
| GERRIT VIS3 | 1435 MAIN ST ROCK VALLEY, IA 51247 | AFLAC | $2 | — | $2 | 0.00% |
| JAMES A SMAARDYK3 Filed as: JAMES SMAARDYK | 2831 CEDAR HILLS LN TWIN LAKE, MI 49457 | AFLAC | $1 | — | $1 | 0.00% |
| GERRIT VIS3 | 1435 MAIN ST ROCK VALLEY, IA 51247 | AFLAC | $1 | — | $1 | 0.00% |
| PENNEY JEAN SMAARDYK3 | 2831 CEDAR HILLS LN TWIN LAKE, MI 49457 | AFLAC | $1 | — | $1 | 0.00% |
| RYAN BENEFITS INC3 Filed as: RYAN LODE | 608 FAIRVIEW ST WALL LAKE, IA 51466 | AFLAC | $1 | — | $1 | 0.00% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 52406 | NATIONAL UNION FIRE INS CO | $5K | — | $5K | 9.29% |
| THE VOGT GROUP3 Filed as: VOGT GROUP, INC | 1055 UNIVERSITY AVE DUBUQUE, IA 52001 | NATIONAL UNION FIRE INS CO | $380 | — | $380 | 0.71% |
| TRUENORTH COMPANIES LC3 Filed as: TRUENORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 52406 | NATIONAL UNION FIRE INS CO | $3K | — | $3K | 7.36% |
| THE VOGT GROUP3 Filed as: VOGT GROUP, INC | 1055 UNIVERSITY AVE DUBUQUE, IA 52001 | NATIONAL UNION FIRE INS CO | $1K | — | $1K | 2.64% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 520037603 | VISION SERVICE PLAN | $1K | — | $1K | 3.43% |
| HORAK INSURANCE, INC.3 | 115 E WASHINGTON ST WASHINGTON, IA 523532022 | VISION SERVICE PLAN | $250 | — | $250 | 0.61% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $8K | — | $8K | 20.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 7.85% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | VISION SERVICE PLAN | $3K | — | $3K | 10.00% |
| TRUE NORTH COMPANIES LC3 Filed as: TRUE NORTH COMPANIES, LC | PO BOX 1863 CEDAR RAPIDS, IA 524061863 | VISION SERVICE PLAN | $1K | — | $1K | 4.48% |
| BRITNEY J GOODDING3 Filed as: BRITNEY GOODDING | 1716 S 9TH AVE ELDRIDGE, IA 52748 | AFLAC | $2K | $113 | $2K | 5.85% |
| LARRY A. VOGT3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | AFLAC | $737 | — | $737 | 2.56% |
| DONNA R WATSON3 | 1225 E RIVER DR., STE 315 DAVENPORT, IA 52803 | AFLAC | $479 | $23 | $502 | 1.75% |
| MATTHEW J SCHNEIDER3 Filed as: MATTHEW SCHNEIDER | 1225 E RIVER DR., STE 307 DAVENPORT, IA 52803 | AFLAC | $212 | $13 | $225 | 0.78% |
| MATTHEW J SCHNEIDER3 Filed as: MATTHEW SCHNEIDER | 1225 E RIVER DR., STE 307 DAVENPORT, IA 52803 | AFLAC | $162 | — | $162 | 0.56% |
| TONYA L REMLEY3 Filed as: TONYA REMLEY | 1225 E RIVER DR., STE 302 DAVENPORT, IA 52803 | AFLAC | $152 | $10 | $162 | 0.56% |
| LAUREN E WEIBERT3 | 1723A NUBELL ST NASHVILLE, TN 37208 | AFLAC | $107 | — | $107 | 0.37% |
| STEPHANIE M MORRIS3 Filed as: STEPHANIE MORRIS | 4479 BUNKER HILL DR BETTENDORF, IA 52722 | AFLAC | $101 | — | $101 | 0.35% |
| SUSAN M PRAUL3 Filed as: SUSAN PRAUL | 3461 29TH ST BETTENDORF, IA 52722 | AFLAC | $49 | — | $49 | 0.17% |
| KAE HUGHES3 | 1805 30TH ST MOLINE, IL 61265 | AFLAC | $40 | — | $40 | 0.14% |
| AUSTIN J PETERSON3 Filed as: AUSTIN PETERSON | 11116 AURORA AVE URBANDALE, IA 50322 | AFLAC | $26 | — | $26 | 0.09% |
| DOREEN R TOWNSEND3 Filed as: DOREEN TOWNSEND | 341 W HEATHER GLEN DR ELDRIDGE, IA 52748 | AFLAC | $25 | — | $25 | 0.09% |
| SCOTT R FRITCHER3 Filed as: SCOTT FRITCHER | 3511 131ST ST URBANDALE, IA 50323 | AFLAC | $25 | — | $25 | 0.09% |
| TONYA L REMLEY3 Filed as: TONYA REMLEY | 876 TANGLEFOOT LANE BETTENDORF, IA 52722 | AFLAC | $14 | — | $14 | 0.05% |
| TONYA L REMLEY3 Filed as: TONYA REMLEY | 1225 E RIVER DR., STE 302 DAVENPORT, IA 52803 | AFLAC | $14 | — | $14 | 0.05% |
| ROBERT M DEARING3 Filed as: ROBERT DEARING | 305 MELROSE MONTEBELLO PKWY NATCHEZ, MS 39120 | AFLAC | $11 | — | $11 | 0.04% |
| AON CONSULTING INC3 Filed as: C HEWITT, INC | 308 LAKE VILLAGE DR MADISON, MS 39110 | AFLAC | $7 | — | $7 | 0.02% |
| MATTHEW D BUTLER3 Filed as: MATTHEW BUTLER | 123 CENTER PARK DR., STE 102 KNOXVILLE, TN 37922 | AFLAC | $5 | — | $5 | 0.02% |
| D P SMITH3 Filed as: DP SMITH | PO BOX 16671 JACKSON, MS 39236 | AFLAC | $4 | — | $4 | 0.01% |
| J DAVID BUTLER3 | 105 LONG LEAF PL MADISON, MS 39110 | AFLAC | $1 | — | $1 | 0.00% |
| HEATHER D SWANSON3 Filed as: HEATHER SWANSON | 4517 49TH PL DES MOINES, IA 50310 | AFLAC | $1 | — | $1 | 0.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $5K | — | $5K | 20.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3K | — | $3K | 19.43% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $2K | — | $2K | 15.00% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $703 | — | $703 | 8.87% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $513 | — | $513 | 8.66% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $508 | — | $508 | 8.65% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $780 | — | $780 | 15.01% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $156 | — | $156 | 8.97% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $329 | — | $329 | 20.01% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $111 | — | $111 | 8.75% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $115 | — | $115 | 9.13% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $212 | — | $212 | 19.65% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $210 | — | $210 | 21.69% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $150 | — | $150 | 19.97% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $14 | — | $14 | 9.86% |
| THE VOGT GROUP3 | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $17 | — | $17 | 20.99% |
| THE VOGT GROUP3 Filed as: VOGT GROUP, INC | 1750 CREEK WOOD DR DUBUQUE, IA 52003 | UNUM LIFE INSURANCE COMPANY OF AMERICA | $3 | — | $3 | 10.00% |
| Provider | Services | Address | Compensation |
|---|---|---|---|
| UMR, INC. EIN 39-1995276 CLAIMS PROCESSING | Claims processing Service code 12 | 11 SCOTT STREET WAUSAU, WI 544034808 | $266K |
| TRUE NORTH COMPANIES LC EIN 42-1513015 BROKER | Other commissions Service code 55 | 500 1ST ST SE CEDAR RAPIDS, IA 52401 | $7K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 1,105 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 3 | Continuation coverage (COBRA, retiree health). |
| Total participants (= "Plan participants" tile) | 1,108 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Health (medical)(3 contracts, 2 carriers) | WELLMARK BLUE CROSS AND BLUE SHIELD OF SOUTH DAKOTA | 257 | $1.6M |
| Dental | DELTA DENTAL OF IOWA | 249 | $106K |
| Vision(3 contracts) | VISION SERVICE PLAN | 231 | $109K |
| Life insurance(10 contracts, 2 carriers) | AFLAC | 491 | $207K |
| Short-term disability(3 contracts, 2 carriers) | AFLAC | 138 | $146K |
| Long-term disability(4 contracts, 2 carriers) | AFLAC | 138 | $123K |
| Stop-loss / reinsurancereinsurance(3 contracts) | SUN LIFE ASSURANCE COMPANY OF CANADA | 320 | $1.2M |
| Other(13 contracts, 4 carriers) | AFLAC | 491 | $235K |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 491 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
No prospect flags tripped on this filing.