No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 CONTRACT ADMINISTRATOR | Contract Administrator; Other services; Direct payment from the plan; Claims processing; Named fiduciary; Participant communication Service code 12 | — | $1.5M |
| JPMORGAN CHASE BANK NA EIN 13-4994650 TRUSTEE | Direct payment from the plan; Trustee (bank, trust company, or similar financial institution); Custodial (securities); Float revenue; Trustee (directed) Service code 19 | — | $157K |
| PACIFIC INVESTMENT MGMT CO LLC EIN 33-0629048 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment management Service code 28 | — | $147K |
| PRICEWATERHOUSECOOPERS LLP EIN 13-4008324 AUDITOR | Direct payment from the plan; Accounting (including auditing) Service code 10 | — | $138K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 ACTUARY | Direct payment from the plan; Actuarial Service code 11 | — | $67K |
| LYRA HEALTH EIN 47-2935915 CONTRACT ADMINISTRATOR | Other services; Direct payment from the plan Service code 49 | — | $53K |
| STATE STREET GLOBAL ADVISOR TRUST EIN 81-4017137 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Custodial (other than securities); Custodial (securities); Investment management Service code 18 | — | $13K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,141 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,141 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance(2 contracts) | HARTFORD LIFE & ACCIDENT | 6,141 | $6.9M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,141 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
Total premium grew more than 20% over prior year. Renewal pain — prime candidate for re-shopping the carriers.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.