No brokers reported on this filing.
| Provider | Services | Address | Compensation |
|---|---|---|---|
| CIGNA HEALTH AND LIFE INSURANCE CO EIN 59-1031071 CONTRACT ADMINISTRATOR | Participant communication; Contract Administrator; Other services; Claims processing; Direct payment from the plan; Named fiduciary Service code 12 | — | $1.9M |
| PACIFIC INVESTMENT MGMT CO LLC EIN 33-0629048 INVESTMENT MANAGER | Investment management; Investment advisory (plan); Other services; Investment management fees paid directly by plan; Investment management fees paid indirectly by plan; Other fees Service code 27 | — | $313K |
| PRICEWATERHOUSECOOPERS LLP EIN 13-4008324 AUDITOR | Accounting (including auditing); Direct payment from the plan Service code 10 | — | $112K |
| JPMORGAN CHASE BANK NA EIN 13-4994650 TRUSTEE | Direct payment from the plan; Float revenue; Trustee (directed); Custodial (securities); Trustee (bank, trust company, or similar financial institution) Service code 19 | — | $71K |
| CIGNA BEHAVIORAL HEALTH INC EIN 41-1648670 CONTRACT ADMINISTRATOR | Claims processing; Participant communication; Contract Administrator; Direct payment from the plan; Other services Service code 12 | — | $60K |
| WILLIS TOWERS WATSON US LLC EIN 53-0181291 ACTUARY | Actuarial; Direct payment from the plan Service code 11 | — | $50K |
| STATE STREET GLOBAL ADVISOR TRUST EIN 81-4017137 INVESTMENT MANAGER | Investment management fees paid directly by plan; Investment management; Custodial (other than securities); Investment management fees paid indirectly by plan; Custodial (securities) Service code 18 | — | $20K |
Benefits declared on the Form 5500 main form (✓ = also has a Schedule A insurance contract; otherwise the benefit is funded out of plan assets or via a Schedule C TPA).
The plan reports several different headcounts depending on which form you read. Each one measures a different slice of the population.
| Active participants | 0 | Currently employed and enrolled or eligible. |
| Retired/separated still receiving benefits | 6,897 | Continuation coverage (COBRA, retiree health). |
| Retired/separated still eligible | 0 | Vested but not currently using benefits. |
| Total participants (= "Plan participants" tile) | 6,897 | Active + retired/separated + beneficiaries. No dependents. |
| Coverage | Top carrier | Persons covered EOY | Premium |
|---|---|---|---|
| Life insurance | HARTFORD LIFE & ACCIDENT | 6,897 | $6.0M |
| Persons covered (= "Persons covered" tile) | Max across the rows above | 6,897 | — |
Why the numbers differ. Form 5500 line 6 counts employees + retirees + beneficiaries; no dependents. Schedule A persons-covered counts everyone enrolled, including spouses and children, so it usually exceeds line 6 by 30-60% on a working-age workforce. The medical row is normally the broadest single line because it has the highest take-up; dental/vision/life often dip below it. Stop-loss / reinsurance contracts sometimes report the carrier's full underwriting pool rather than this filer's headcount; the row is shown for transparency but shouldn't be read as "people in this plan."
The primary carrier changed from prior filing. The plan is already willing to move; opportunity to re-pitch on the next cycle.
Broker comp is under 1% of premium on a >$1M plan. Plan may be flying solo or paying a flat fee — consultant sales target.
Top carrier holds >85% of premium. If that carrier hits a rate increase, the entire plan moves.
Filing reports zero broker compensation on a plan over 100 participants. Likely direct-write or unreported — worth a knock.